154 Lower Middle Rd, Millport, NY 14864 Property Records

Chemung County and Veteran Town property record for 154 Lower Middle Rd, Millport, NY 14864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,194 sqft · built 1965
Lot Size	4.84 acres (210,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,000 (Aug 2013)
Tax Bill	$8,939 (2026)
Deeds & Mortgages	Dec 2020 Refinance May 2021 Refinance + 3 more
APN	`074089 10.00-1-48`

Property Details

APN / Parcel Number

Primary APN	`074089 10.00-1-48`
Alternative APNs	`408901000000010480000000` `00363000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,194 sqft Living Area
1st Floor Area	1,594 sqft
2nd Floor Area	600 sqft
Upper Floors Area	722 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	210,830 sqft (4.84 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	591 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00363000
Street Address	154 LOWER MIDDLE RD
City	MILLPORT
State	NY
Zip	14864-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	NEW ADDITION FOR 2004
Legal Block	1
Legal Lot Number	48.000
Jurisdiction	CHEMUNG NY
Township / Civil Division	VETERAN
Census Block Group	6
Census Block	6010
Census Tract	10200

Owner

Source: Chemung County and Veteran Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	154 LOWER MIDDLE RD, MILLPORT, NY 14864-9777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HERITAGE FEDERAL CREDIT UNION
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HERITAGE FEDERAL CREDIT UNION
Dec 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 22, 2013	Deed, Transfer ALTERNATIVE LENDING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2013 · Amount on Record
Deed Sale	Aug 22, 2013 · Amount on Record
Deed Book / Page	20130 / 20148
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	154 LOWER MIDDLE RD, MILLPORT, NY 14864-9777
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202017628
Date	Dec 4, 2020
Instrument	202017628

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	205 Months
Due	Jan 1, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	154 LOWER MIDDLE RD, MILLPORT, NY 14864-9777
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202107496
Date	May 28, 2021
Instrument	202107496

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	154 LOWER MIDDLE RD, MILLPORT, NY 14864-9777
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202107496
Date	May 28, 2021
Instrument	202107496

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	154 LOWER MIDDLE RD, MILLPORT, NY 14864-9777
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202017628
Date	Dec 4, 2020
Instrument	202017628

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	205 Months
Due	Jan 1, 2038

August 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Aug 22, 2013
Property Address	154 LOWER MIDDLE RD, MILLPORT, NY 14864-9777
Document Number	0000020130/0000020148
Book / Page	0000020130 / 0000020148
Instrument Date	Aug 21, 2013
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	SHARON M SULIMOWICZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 LOWER MIDDLE RD, MILLPORT, NY 14864-9777

Mortgage

Document Number	2013082203120150
Date	Aug 22, 2013
Instrument	20130822-03120150

Lender

Name	ALTERNATIVE LENDING CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	341 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Chemung County and Veteran Town assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Veteran Town
Unified School District	Horseheads Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,939.00 (+1.96%)
2025	$8,767.00	$365,400 (+52.25%) Land $44,200 Building $321,200	$365,400 (+21.8%) Land $44,200 Building $321,200
2023		$240,000 Land $22,500 Building $217,500	$300,000 Land $28,125 Building $271,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Xtreme5G Fixed Wireless	100 / 20

May also be available: Verizon.

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