130 Lower Middle Rd, Millport, NY 14864 Property Records

Chemung County and Veteran Town property record for 130 Lower Middle Rd, Millport, NY 14864

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,296 sqft · built 1964
Lot Size	3.5 acres (152,460 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Aug 2018)
Tax Bill	$8,675 (2026)
Deeds & Mortgages	Dec 2021 Refinance Nov 2013 Mortgage + 2 more
APN	`074089 10.00-1-45`

Property Details

APN / Parcel Number

Primary APN	`074089 10.00-1-45`
Alternative APNs	`408901000000010450000000` `00358000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,296 sqft Living Area
1st Floor Area	1,344 sqft
2nd Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	152,460 sqft (3.5 acres)
Patio Area	90 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00358000
Street Address	130 LOWER MIDDLE RD
City	MILLPORT
State	NY
Zip	14864-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	45.000
Jurisdiction	CHEMUNG NY
Township / Civil Division	VETERAN
Census Block Group	6
Census Block	6010
Census Tract	10200

Owner

130 Lower Middle Rd is owned and occupied by an individual who bought it in August 2018.

Source: Chemung County and Veteran Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	130 LOWER MIDDLE RD, MILLPORT, NY 14864-9777
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU
Nov 19, 2013	Deed of Trust, Mortgage DISCOVER HOME LOANS INC
Aug 20, 2018	Deed, Transfer
Aug 20, 2018	Warranty Deed, Transfer · Stand-Alone Refinance ELMIRA SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2018 · Amount on File
Deed Sale	Aug 20, 2018 · Amount on File
Prior Sale	Aug 20, 2018 · Amount on File
Deed Book / Page	20180 / 19572
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	130 LOWER MIDDLE RD, MILLPORT, NY 14864-9777
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202118286
Date	Dec 17, 2021
Instrument	202118286

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2042

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	130 LOWER MIDDLE RD, MILLPORT, NY 14864-9777
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013111900327415
Date	Nov 19, 2013
Instrument	20131119-00327415

Lender

Name	DISCOVER HOME LOANS INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	158 Months
Due	Jan 1, 2027

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Aug 20, 2018
Property Address	130 LOWER MIDDLE RD, MILLPORT, NY 14864-9777
Document Number	20180/19572
Book / Page	20180 / 19572
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 W FRANKLIN ST, HORSEHEADS, NY 14845-2474
Investor	Possibly a Property Investor

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEMUNG NY
Recording Date	Aug 20, 2018
Property Address	130 LOWER MIDDLE RD, MILLPORT, NY 14864-9777
Document Number	0201819572
Instrument Date	Aug 3, 2018
Instrument	201819572
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 W FRANKLIN ST, HORSEHEADS, NY 14845-2474
Investor	Possibly a Property Investor

Mortgage

Document Number	0201819573
Date	Aug 20, 2018
Instrument	201819573

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 130 Lower Middle Rd was $8,675, up 7.9% from the year before.

Source: Chemung County and Veteran Town assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Veteran Town
Unified School District	Horseheads Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,675.00 (+7.9%)
2025	$8,040.00	$354,600 Land $37,500 Building $317,100	$354,600 Land $37,500 Building $317,100
2023		$194,000 Land $21,700 Building $172,300	$242,500 Land $27,125 Building $215,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 130 Lower Middle Rd; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Lower Middle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Xtreme5G Fixed Wireless	100 / 20

May also be available: Verizon.

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