154 Gander Gap Rd, Hiawassee, GA 30546 Property Records

Towns County property record for 154 Gander Gap Rd, Hiawassee, GA 30546

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 2022
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on File
Tax Bill	$395 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0034D076`

Property Details

APN / Parcel Number

Primary APN	`0034D076`
Alternative APN	`6340`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Heated Area
Gross Area	924 sqft
1st Floor Area	1,500 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	64 sqft
Porch	Slab
Deck Area	48 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6340
Street Address	154 GANDER GAP RD
City	HIAWASSEE
State	GA
Zip	30546-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BMP LOT 21 AND LOT 22
Legal Subdivision	BMP - LARGER LOTS
Legal Lot Number	21
Jurisdiction	TOWNS GA
Township / Civil Division	MACEDONIA
Census Block Group	1
Census Block	1031
Census Tract	960200

Owner

154 Gander Gap Rd is owned and occupied by an individual who acquired it in January 2023.

Source: Towns County records, as of March 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	154 GANDER GAP RD, HIAWASSEE, GA 30546-4629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Jan 12, 2023	Warranty Deed, Transfer
Oct 28, 2014	Warranty Deed, Transfer
Aug 16, 2007	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2023
Deed Sale	Jan 13, 2023
Prior Sale	Jan 15, 2016 · Amount on File
Deed Document Number	202347
Deed Book / Page	708 / 587
Transfer Doc	000417/713
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	154 GANDER GAP RD, HIAWASSEE, GA 30546-4629
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 GANDER GAP RD, HIAWASSEE, GA 30546-4629

Mortgage

Document Number	0000000709/0000000707
Date	Feb 17, 2023
Book Page	0000000709/0000000707

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2038

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Jan 12, 2023
Property Address	154 GANDER GAP RD, HIAWASSEE, GA 30546-4629
Document Number	000708/587
Book / Page	708 / 587
Instrument Date	Jan 12, 2023
Instrument	2023-000047
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 GANDER GAP RD, HIAWASSEE, GA 30546-4629

October 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Oct 28, 2014
Property Address	154 GANDER GAP RD, HIAWASSEE, GA 30546-4629
Document Number	000556/828
Book / Page	556 / 828
Instrument Date	Oct 28, 2014
Instrument	2014-000991
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 KELSEY RD, CANDOR, NY 13743-2027

August 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TOWNS GA
Recording Date	Aug 16, 2007
Property Address	154 GANDER GAP RD, HIAWASSEE, GA 30546-4629
Document Number	000417/713
Book / Page	417 / 713
Instrument Date	Aug 16, 2007
Instrument	2007-001203
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6719 KRENSON OAKS CIR, LAKELAND, FL 33810-2157

Tax Assessment & Valuation

The 2025 property tax bill for 154 Gander Gap Rd was $395 with exemptions applied.

Source: Towns County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Towns County
Unified School District	Towns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$395.00	$174,484 Land $17,600 Building $156,884	$436,209 Land $44,000 Building $392,209
2023		$92,805 Land $8,000 Building $84,805	$232,013 Land $20,000 Building $212,013
2022	$345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 Gander Gap Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	6 (2013–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Gander Gap Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIAWASSEE serves 5,496 people · EPA ID GA2810000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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