Madison County property record for 154 Franklin Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $280,000 (May 2023) |
| Tax Bill | $2,640 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jun 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 0071-0034-0024 |
| Primary APN | 0071-0034-0024 |
|---|---|
| Alternative APNs |
|
| Account Number | 53095 |
|---|---|
| Street Address | 154 FRANKLIN DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY GREEN LOT 26 |
| Legal Subdivision | VALLEY GREEN |
| Legal Block | B |
| Legal Lot Number | 26 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10901 |
154 Franklin Dr is owned and occupied by an individual who bought it in May 2023.
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 154 FRANKLIN DR, RICHMOND, KY 40475-9691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 24, 2021 | Commissioner's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on File |
| Deed Sale | May 30, 2023 · Amount on File |
| Prior Sale | Jun 24, 2021 |
| Deed Document Number | 2014147549 |
| Deed Book / Page | D838 / 733 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 30, 2023 |
| Property Address | 154 FRANKLIN DR, RICHMOND, KY 40475-9691 |
| Document Number | 00D838/733 |
| Book / Page | D838 / 733 |
| Map Reference | MB 9 PG 67 |
| Instrument Date | May 26, 2023 |
| Instrument | 2014147549 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 853, MOUNT STERLING, KY 40353-0853 |
| Name | Verified Name |
|---|---|
| Address | 154 FRANKLIN DR, RICHMOND, KY 40475-9691 |
| Document Number | 2014147554 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 2014147554 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 24, 2021 |
| Property Address | 154 FRANKLIN DR, RICHMOND, KY 40475-9691 |
| Document Number | 00D807/406 |
| Book / Page | D807 / 406 |
| Map Reference | MB 9 PG 67 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2014042420 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9511 PENIWILL DR, LORTON, VA 22079-3460 |
The 2025 property tax bill for 154 Franklin Dr was $2,640 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,640.00 Additional exemption filed | $280,000 | $280,000 |
| 2023 | $1,610.00 (-0.31%) | $166,000 (-) | $166,000 (-) |
| 2022 | $1,615.00 | $166,000 | $166,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 154 Franklin Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2010–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 154 Franklin Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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