Madison County property record for 148 Franklin Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.576 acres (25,116 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Oct 2026) |
| Tax Bill | $1,980 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0071-0034-0025 |
| Primary APN | 0071-0034-0025 |
|---|---|
| Alternative APNs |
|
| Lot Area | 25,116 sqft (0.576 acres) |
|---|
| Account Number | 65124 |
|---|---|
| Street Address | 148 FRANKLIN DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY GREEN LOT 27 |
| Legal Subdivision | VALLEY GREEN |
| Legal Block | B |
| Legal Lot Number | 27 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10901 |
148 Franklin Dr is owned and occupied by two individuals who bought it in October 2026.
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 FRANKLIN DR, RICHMOND, KY 40475-9691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Apr 14, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2026 · Amount on File |
| Deed Sale | Oct 6, 2026 · Amount on File |
| Deed Document Number | 202614381193 |
| Deed Book / Page | 889 / 211 |
| Prior Transfer Date | Feb 26, 2021 |
| Prior Transfer Doc | 00D803/560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 6, 2026 |
| Property Address | 148 FRANKLIN DR, RICHMOND, KY 40475-9691 |
| Document Number | 0014381193 |
| Book / Page | 889 / 211 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202614381193 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | LAND TITLE, LAND GROUP TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,835.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 148 FRANKLIN DR, RICHMOND, KY 40475-9691 |
| Document Number | 0014381193, |
|---|---|
| Date | Oct 6, 2026 |
| Book Page | 2506/637 |
| Instrument | 202614381193 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 14, 2021 |
| Property Address | 148 FRANKLIN DR, RICHMOND, KY 40475-9691 |
| Document Number | 00D803/560 |
| Book / Page | D803 / 560 |
| Map Reference | MB 9 PG 67 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2014033476 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5120 SEABREEZE WAY, OXNARD, CA 93035-1067 |
| Name | Verified Name |
|---|---|
| Address | 148 FRANKLIN DR, RICHMOND, KY 40475-9691 |
The 2025 property tax bill for 148 Franklin Dr was $1,980.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,980.00 | $210,000 | $210,000 |
| 2023 | $1,978.00 | $204,000 | $204,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Franklin Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2010–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 148 Franklin Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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