Montgomery County property record for 154 Finale Ter, Silver Spring, MD 20901
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,121 sqft · built 1984 |
| Lot Size | 0.044 acres (1,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,000 (Jul 2026) |
| Tax Bill | $6,104 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02364621 |
| Primary APN | 05-02364621 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,121 sqft Living Area |
| 1st Floor Area | 798 sqft |
| Basement Area | 567 sqft |
| Finished Basement | 567 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,900 sqft (0.044 acres) |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02364621 |
|---|---|
| Street Address | 154 FINALE TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-5058 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R90 |
| Legal Description | DUMONT OAKS |
| Legal Subdivision | DUMONT OAKS |
| Legal Block | B |
| Legal Lot Number | 408 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 701506 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 154 FINALE TER, SILVER SPRING, MD 20901-5058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed, Transfer · Conventional Mortgage INSTAMORTGAGE.COM |
| Apr 2, 2020 | Deed of Trust, Mortgage · VA Mortgage ORION LNDG |
| Jul 18, 2017 | Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Mar 23, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Jan 13, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on Record |
| Deed Sale | Jul 1, 2026 · Amount on Record |
| Prior Sale | Jul 18, 2017 · Amount on Record |
| Deed Book / Page | 70681 / 402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 1, 2026 |
| Property Address | 154 FINALE TER, SILVER SPRING, MD 20901-5058 |
| Document Number | 7068000402 |
| Book / Page | 70681 / 402 |
| Instrument Date | Jun 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 154 FINALE TER, SILVER SPRING, MD 20901-5058 |
| Document Number | 7068000409, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 70681/409 |
| Name | INSTAMORTGAGE.COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 154 FINALE TER, SILVER SPRING, MD 20901-5058 |
| Document Number | 0596360100 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | DB TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 154 FINALE TER SILVER SPRING MD 209015058, SILVER SPRING, MD 20901-5058 |
| Document Number | 0596360100 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 059636/000100 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 18, 2017 |
| Property Address | 154 FINALE TER, SILVER SPRING, MD 20901-5058 |
| Document Number | 0546110327 |
| Book / Page | 54611 / 327 |
| Map Reference | MB124 PL14560 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 154 FINALE TER, SILVER SPRING, MD 20901-5058 |
| Document Number | 0054611336 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 54611/336 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 23, 2017 |
| Property Address | 154 FINALE TER, SILVER SPRING, MD 20901-5058 |
| Document Number | 0540150395 |
| Book / Page | 054015 / 000395 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $281.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 10016 BENTENOSS DR POTOMAC MD 20854, POTOMAC, MD 20854 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 13, 2017 |
| Property Address | 154 FINALE TER, SILVER SPRING, MD 20901-5058 |
| Document Number | 0535720170 |
| Book / Page | 053572 / 000170 |
| Instrument Date | Sep 14, 2016 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $349.83 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $516,000 (+4.79%) Land $184,000 Building $332,000 | $516,000 (-) Land $184,000 Building $332,000 | |
| 2025 | $6,104.00 (+23.36%) | $492,400 (+10.6%) | $516,000 (+15.9%) Land $184,000 Building $332,000 |
| 2023 | $445,200 (+6.31%) Land $184,000 Building $261,200 | $445,200 (-) Land $184,000 Building $261,200 | |
| 2022 | $4,948.00 Homeowner's exemption | $418,767 | $445,200 Land $184,000 Building $261,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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