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149 Finale Ter, Silver Spring, MD 20901 Property Records

Montgomery County property record for 149 Finale Ter, Silver Spring, MD 20901 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,827 sqft · built 1984
Lot Size0.046 acres (1,998 sqft)
OwnerIndividual Name on File
Last Sale$149,000 (Apr 1999)
Tax Bill$5,027 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-02365055

Property Details

APN / Parcel Number

Primary APN05-02365055
Alternative APN
  • 02365055

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,827 sqft Living Area
1st Floor Area756 sqft
Basement Area357 sqft
Finished Basement357 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,998 sqft (0.046 acres)
Deck Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02365055
Street Address149 FINALE TER
CitySILVER SPRING
StateMD
Zip20901-5059
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionDUMONT OAKS
Legal SubdivisionDUMONT OAKS
Legal BlockB
Legal Lot Number451
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group2
Census Block2000
Census Tract701506

Owner

Source: Montgomery County records · APN 05-02365055

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address149 FINALE TER, SILVER SPRING, MD 20901-5059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 05, 1999 · Amount on Record
Deed SaleApr 05, 1999 · Amount on Record
Deed Document Number1999142549
Deed Book / Page16951 / 176
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address149 FINALE TER, SILVER SPRING, MD 20901-5059
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPEAK SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address149 FINALE TER, SILVER SPRING, MD 20901-5059

Mortgage

Document Number0608000425
DateOct 19, 2020
Book Page60800/425
Lender
NameBANK-FUND STAFF FCU
TypeCredit Union
AddressWASHINGTON, DC 20006
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 01, 2030

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$417,900 (+4.79%) Land $184,000 Building $233,900$417,900 (-) Land $184,000 Building $233,900
2025$5,027.00 (+44.16%)$398,800 (+10.59%)$417,900 (+15.89%) Land $184,000 Building $233,900
2023$360,600 Land $184,000 Building $176,600$360,600 Land $184,000 Building $176,600
2022$3,487.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317015062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2011, other causes, Hurricane Irene

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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