154 E Florida Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 154 E Florida Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	558 sqft · built 1940
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Aug 2021)
Tax Bill	$2,139 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2017 Sale & Mortgage
APN	`05-00031-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`05-00031-0000-00004`
Alternative APN	`050003100004`

Interior

Stories	1 Story
Building Area	558 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	154 E FLORIDA AVE
City	VILLAS
State	NJ
Zip	08251-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L5
Legal Subdivision	MIAMI BEACH SEC 01
Legal Block	31
Legal Lot Number	4
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	1
Census Block	1003
Census Tract	21804

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	154 E FLORIDA AVE, VILLAS, NJ 08251-3135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed, Transfer · Stand-Alone First Mortgage REPUBLIC FIRST BANK
May 25, 2017	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	May 25, 2017 · Amount on Record
Deed Document Number	202136582
Deed Book / Page	4002 / 312
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Aug 5, 2021
Property Address	154 E FLORIDA AVE, VILLAS, NJ 08251-3135
Document Number	0000036582
Book / Page	4002 / 312
Instrument Date	Mar 31, 2021
Instrument	2021036582
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 LOMBARD ST, PHILADELPHIA, PA 19146-4003

Mortgage

Document Number	0000036583
Date	Aug 5, 2021
Instrument	2021036583

Lender

Name	REPUBLIC FIRST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	May 25, 2017
Property Address	154 E FLORIDA AVE, VILLAS, NJ 08251-3135
Document Number	0037320097
Book / Page	003732 / 000097
Instrument Date	May 19, 2017
Instrument	16084
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	TITLE COMPANY/JERSEY, TITLE CO/JERSEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	154 E FLORIDA AVE VILLAS NJ 082513135, VILLAS, NJ 08251-3135

Mortgage

Document Number	58690871
Date	May 25, 2017
Book Page	005869/000871
Instrument	16085

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2047

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,700 (-) Land $75,400 Building $30,300	$105,700 (-) Land $75,400 Building $30,300
2025		$105,700 (-) Land $75,400 Building $30,300	$105,700 (-) Land $75,400 Building $30,300
2024	$2,139.00 (+4.7%)
2023		$105,700 Land $75,400 Building $30,300	$105,700 Land $75,400 Building $30,300
2022	$2,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Hurricane Gloria, Sep 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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