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154 Durgin St, Ramona, CA 92065 Property Records

San Diego County property record for 154 Durgin St, Ramona, CA 92065 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,774 sqft · built 1989
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Last Sale$464,000 (Dec 2017)
Tax Bill$5,807 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN282-170-09-00

Property Details

APN / Parcel Number

Primary APN282-170-09-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,774 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area47,916 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address154 DURGIN ST
CityRAMONA
StateCA
Zip92065-3854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 20-13-1E POR TR 000863
Legal Range01E
Legal Township13
Legal Section20
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2039
Census Tract20805

Owner

Source: San Diego County records · APN 282-170-09-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address154 DURGIN ST, RAMONA, CA 92065-3854
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Apr 08, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 02, 2019Deed of Trust, Mortgage · VA Mortgage
STEARNS LENDING LLC
Dec 21, 2017Grant Deed, Transfer · VA Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2017 · Amount on Record
Deed SaleDec 21, 2017 · Amount on Record
Prior SaleFeb 08, 1989 · Amount on Record
Deed Document Number2017601967
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address154 DURGIN ST, RAMONA, CA 92065-3854
Transaction TypeMortgage
Record UpdatedApr 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 DURGIN ST, RAMONA, CA 92065-3854

Mortgage

Document Number0000069232
DateMar 20, 2024
Instrument2024-0069232
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressTEMPE, AZ 85288
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueApr 01, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address154 DURGIN ST, RAMONA, CA 92065-3854
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000178770
DateApr 08, 2020
Instrument2020-0178770
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address154 DURGIN ST, RAMONA, CA 92065-3854
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000261660
DateJul 02, 2019
Instrument2019-0261660
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
AddressSANTA ANA, CA 92707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2049

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 21, 2017
Property Address154 DURGIN ST, RAMONA, CA 92065-3854
Document Number0000601967
Instrument DateNov 22, 2017
Instrument2017-0601967
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address154 DURGIN ST, RAMONA, CA 92065-3854

Mortgage

Document Number0000601968
DateDec 21, 2017
Instrument2017-0601968
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$538,505 (+2%) Land $290,143 Building $248,362
2025$5,807.00 (+7.84%)$527,947 (+4.04%) Land $284,454 Building $243,493
2023$5,385.00 (-1.98%)$507,448 Land $273,409 Building $234,039
2022$5,494.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 82% of the US · above 60% of California
Wildfire LikelihoodAbout 1 in 128 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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