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145 Durgin St, Ramona, CA 92065 Property Records

San Diego County property record for 145 Durgin St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,361 sqft · built 1978
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Last Sale$184,000 (Aug 1996)
Tax Bill$3,394 (2025)
Deeds & MortgagesApr 2020 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN282-170-39-00

Property Details

APN / Parcel Number

Primary APN282-170-39-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,361 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleConventional
Exterior MaterialWood
Roof MaterialWood Shingle
Lot Area47,916 sqft
Lot Dimensions355 ft deep x 136 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address145 DURGIN ST
CityRAMONA
StateCA
Zip92065-3855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 20-13-1E POR TR 000863
Legal Range01E
Legal Township13
Legal Section20
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2040
Census Tract20805

Owner

Source: San Diego County records · APN 282-170-39-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 2101, RAMONA, CA 92065-0936
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2020Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE
Aug 01, 2018Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 1996 · Amount on Record
Deed SaleAug 01, 1996 · Amount on Record
Prior SaleJul 31, 1989 · Amount on Record
Deed Document Number1996389566
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address145 DURGIN ST, RAMONA, CA 92065-3855
Document Number0000219685
Instrument DateApr 25, 2020
Transaction TypeMortgage
Record UpdatedMay 08, 2020
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address145 DURGIN ST RAMONA CA 920653855, RAMONA, CA 92065-3855

Mortgage

Document Number0000219685
DateApr 30, 2020
Instrument219685
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 29, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address145 DURGIN ST, RAMONA, CA 92065-3855
Document Number0000321268
Instrument DateAug 01, 2018
Transaction TypeMortgage
Record UpdatedAug 13, 2018
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address145 DURGIN ST RAMONA CA 920653855, RAMONA, CA 92065-3855

Mortgage

Document Number0000321268
DateAug 06, 2018
Instrument321268
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 05, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$305,643 (+2%) Land $122,255 Building $183,388
2025$3,394.00 (+10.52%)$299,651 (+4.04%) Land $119,858 Building $179,793
2023$3,071.00 (-4.45%)$288,016 Land $115,204 Building $172,812
2022$3,214.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims15 (1980–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire RiskHigh
above 82% of the US · above 60% of California
Wildfire LikelihoodAbout 1 in 128 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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