154 Davis Rd, Gilboa, NY 12076 Property Records

Schoharie County and Conesville Town property record for 154 Davis Rd, Gilboa, NY 12076

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,704 sqft · built 1953
Lot Size1.8 acres (78,408 sqft)
OwnerIndividual Name on Record
Last Sale$127,400 (Feb 2021)
Tax Bill$3,055 (2026)
Deeds & MortgagesMay 2018 Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN432800 193.-1-2

Property Details

APN / Parcel Number

Primary APN432800 193.-1-2
Alternative APNs
  • 280019300000010020000000
  • 445J100110

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,704 sqft Living Area
1st Floor Area1,704 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2000
Architectural StyleSplit Level
Exterior MaterialWood
Lot Area78,408 sqft (1.8 acres)
Lot Width563 ft Width
PorchSlab
Porch Area128 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number445J100110
Street Address154 DAVIS RD
CityGILBOA
StateNY
Zip12076-2940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number2.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCONESVILLE
Census Block Group4
Census Block4030
Census Tract740800

Owner

Source: Schoharie County and Conesville Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address154 DAVIS RD, GILBOA, NY 12076-2940
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2018Deed of Trust, Mortgage
QUICKEN LOAN INC
Feb 19, 2021Warranty Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2021 · Amount on Record
Deed SaleFeb 19, 2021 · Amount on Record
Prior SaleJun 27, 2016 · Amount on Record
Deed Document Number2021784860
Deed Book / Page1131 / 276
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address154 DAVIS RD, GILBOA, NY 12076-2940
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001802/0000000201
DateMay 8, 2018
Book Page0000001802/0000000201
Instrument000000740647
Lender
NameQUICKEN LOAN INC
TypeLending Institution
Agreement
AmountAmount Recorded
Term356 Months
DueJan 1, 2048

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateFeb 19, 2021
Property Address154 DAVIS RD, GILBOA, NY 12076-2940
Document Number001131/276
Book / Page1131 / 276
Instrument DateFeb 15, 2021
Instrument784860
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 STRYKER RD, GILBOA, NY 12076-2003

Mortgage

Document Number0000784861
DateFeb 19, 2021
Instrument784861
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Conesville Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionConesville Town
Unified School DistrictGilboa-Conesville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,055.00 (+3.49%)
2025$2,952.00 (+105%)$158,500 (-16.8%) Land $25,000 Building $133,500$165,104 (-17.66%) Land $26,042 Building $139,062
2023$190,500 (+49.53%) Land $25,000 Building $165,500$200,526 (+36.94%) Land $26,316 Building $174,210
2022$127,400 Land $22,400 Building $105,000$146,437 Land $25,747 Building $120,690
2021$1,440.00 (-42.74%)
2020$2,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2011)
Claims Outside the SFHA2 of 4
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MTC Cable
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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