144 Davis Rd, Gilboa, NY 12076 Property Records

Schoharie County and Conesville Town property record for 144 Davis Rd, Gilboa, NY 12076

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,630 sqft · built 2022
Lot Size4.76 acres (207,346 sqft)
Owner2 Individual Names on File
Tax Bill$6,072 (2026)
Deeds & MortgagesJul 2021 Refinance
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN432800 193.-2-45

Property Details

APN / Parcel Number

Primary APN432800 193.-2-45
Alternative APNs
  • 280019300000020450000000
  • 445J184038

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,630 sqft Living Area
1st Floor Area1,630 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area207,346 sqft (4.76 acres)
Lot Width150 ft Width
Garage TypeAttached
Garage Area154 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account Number445J184038
Street Address144 DAVIS RD
CityGILBOA
StateNY
Zip12076-2940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number45.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCONESVILLE
Census Block Group4
Census Block4030
Census Tract740800

Owner

144 Davis Rd is owned by two individuals who acquired it in October 2001.

Source: Schoharie County and Conesville Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address887 BULL HILL RD, GILBOA, NY 12076-2910
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
THE NATIONAL BANK OF COXSACKIE
Jan 17, 2017Intrafamily Transfer, Transfer
NOT AVAILABLE, DAVID A. RIKARD

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 25, 2001
Transfer Doc0705000143
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address144 DAVIS RD, GILBOA, NY 12076-2940
Transaction TypeMortgage
Record UpdatedMar 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001943/190
DateJul 8, 2021
Book Page1943/190
Instrument791870
Lender
NameTHE NATIONAL BANK OF COXSACKIE
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueAug 1, 2052

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHOHARIE NY
Recording DateJan 17, 2017
Property Address144 DAVIS RD, GILBOA, NY 12076-2940
Document Number0000001037/0000000172
Book / Page0000001037 / 0000000172
Instrument DateDec 14, 2016
Transaction TypeTransfer
Record UpdatedMar 19, 2024
Title CompanyNOT AVAILABLE, DAVID A. RIKARD

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address887 BULL HILL RD, GILBOA, NY 12076-2910
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 144 Davis Rd was $6,072, up 3.5% from the year before.

Source: Schoharie County and Conesville Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionConesville Town
Unified School DistrictGilboa-Conesville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,072.00 (+3.51%)
2025$5,866.00$315,000 Land $39,800 Building $275,200$328,125 Land $41,458 Building $286,667
2023$275,000 (+1,809.72%) Land $39,800 Building $235,200$289,474 (+1,648.88%) Land $41,895 Building $247,579
2022$14,400 Land $14,400$16,552 Land $16,552
2021$227.00 (-42.68%)
2020$396.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 144 Davis Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2011)
Claims Outside the SFHA2 of 4
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 Davis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MTC Cable
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Davis Rd

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