154 Coconut Row, Tavernier, FL 33070 Property Records

Monroe County property record for 154 Coconut Row, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,896 sqft · built 1985
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Dec 2022)
Tax Bill	$6,155 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2017 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`00477430-000000`

Property Details

APN / Parcel Number

Primary APN	`00477430-000000`
Alternative APNs	`34623800477430000000` `1584207`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,896 sqft Living Area
1st Floor Area	768 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	863 sqft
Deck Area	52 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1584207
Street Address	154 COCONUT ROW
City	TAVERNIER
State	FL
Zip	33070-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 3 LT 7 LARGO BEACH-KEY LARGO PB1-108 OR616-572 OR629-908 OR956-1261 OR970-737AFF OR2874-1911/14A OR2882-1693 OR3203-1955
Legal Range	38E
Legal Township	62S
Legal Section	34
Legal Subdivision	LARGO BEACH
Legal Block	3
Legal Lot Number	7
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2010
Census Tract	970700

Owner

Source: Monroe County records · APN 00477430-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	154 COCONUT ROW, TAVERNIER, FL 33070-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 05, 2022	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Dec 12, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 13, 2017	Warranty Deed, Transfer CORAL REEF TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2022 · Amount on Record
Deed Sale	Dec 05, 2022 · Amount on Record
Prior Sale	Oct 13, 2017 · Amount on Record
Deed Document Number	20222399550
Deed Book / Page	3203 / 1955
Prior Transfer Date	Dec 10, 2017
Prior Transfer Doc	0028821693
Record Updated	Jun 08, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 05, 2022
Property Address	154 COCONUT ROW, TAVERNIER, FL 33070-2512
Document Number	0032031955
Book / Page	3203 / 1955
Map Reference	MB 1 PG 108
Instrument Date	Dec 05, 2022
Instrument	2399550
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 S OCEAN SHORES DR, KEY LARGO, FL 33037-4218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 COCONUT ROW, TAVERNIER, FL 33070-2512

Mortgage

Document Number	0032031957
Date	Dec 05, 2022
Instrument	3203/1957

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Dec 12, 2017
Property Address	154 COCONUT ROW, TAVERNIER, FL 33070-2512
Document Number	0028821693
Book / Page	002882 / 001693
Instrument Date	Dec 10, 2017
Instrument	2147004
Transaction Type	Transfer
Record Updated	Jan 03, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	154 COCONUT ROW TAVERNIER FL 330702512, TAVERNIER, FL 33070-2512

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 13, 2017
Property Address	154 COCONUT ROW, TAVERNIER, FL 33070-2512
Document Number	0028741911
Book / Page	002874 / 001911
Instrument Date	Oct 10, 2017
Instrument	2139629
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,925.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 SPOONBILL RD TAVERNIER FL 330702441, TAVERNIER, FL 33070-2441

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$689,927 (+5.99%)	$792,431 (+21.73%) Land $330,406 Building $462,025
2024	$6,155.00 (+3.85%)
2023	$5,927.00 (+60.97%) Homeowner's exemption	$650,955 (+69.15%) Land $293,250 Building $357,705	$650,955 (+18.35%) Land $293,250 Building $357,705
2022	$3,682.00 Homeowner's exemption	$384,828	$550,004 Land $293,250 Building $256,754

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 375 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	615 units insured incl. 240 condo units
Nearby Flood Claims	168 (1987–2025)
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 104 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Georges, Sep 1998 · 21 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 228 locations within half a mile of this property.

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