151 Coconut Row, Tavernier, FL 33070 Property Records

Monroe County property record for 151 Coconut Row, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,144 sqft · built 1991
Lot Size0.144 acres (6,250 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Feb 2023)
Tax Bill$4,895 (2024)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN00566150-000000

Property Details

APN / Parcel Number

Primary APN00566150-000000
Alternative APNs
  • 34623800566150000000
  • 1693251

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGeodesic/Dome
Roof MaterialConcrete
Lot Area6,250 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeCovered
Garage Area572 sqft
PorchFlorida Room

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1693251
Street Address151 COCONUT ROW
CityTAVERNIER
StateFL
Zip33070-2511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionAMD PLAT OF TAVERNIER BCH KEY LARGO PB1-201 PT SQR 1 (PT LOT 11) OR164-333-334 OR320-559 OR544-1057D/C OR1276-2196/97 OR1276-2200/01 OR1276-2202/23 OR1296-774/77FJ OR1301-1538/41FJ OR2326-743/45-A OR2655-1976/78C/T OR2695-1683/84 OR2847-1085 OR3210-1
Legal Range38E
Legal Township62S
Legal Section34
Legal SubdivisionTAVERNIER BEACH AMD
Legal Block1
Legal Lot Number11
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2021
Census Tract970700

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address151 COCONUT ROW, TAVERNIER, FL 33070-2511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2023Warranty Deed, Transfer · Conventional Mortgage
NFM INC
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Apr 4, 2017Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2023 · Amount on Record
Deed SaleFeb 1, 2023 · Amount on Record
Prior SaleApr 4, 2017 · Amount on Record
Deed Document Number20232405466
Deed Book / Page3210 / 1731
Prior Transfer DateSep 24, 2007
Prior Transfer Doc0023260743
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 1, 2023
Property Address151 COCONUT ROW, TAVERNIER, FL 33070-2511
Document Number0032101731
Book / Page3210 / 1731
Map ReferenceMB 1 PG 201
Instrument DateJan 31, 2023
Instrument2405466
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address133 GUMBO LIMBO DR, KEY LARGO, FL 33037-4506

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address151 COCONUT ROW, TAVERNIER, FL 33070-2511

Mortgage

Document Number0032101733
DateFeb 1, 2023
Instrument3210/1733
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2053

Mortgage

Document Number0032101747
DateFeb 1, 2023
Book Page3210/1747
Instrument2405468
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address151 COCONUT ROW, TAVERNIER, FL 33070-2511
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031302443
DateOct 12, 2021
Book Page3130/2443
Instrument2343592
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address151 COCONUT ROW, TAVERNIER, FL 33070-2511
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 COCOURT RD, TAVERNIER, FL 33070

Mortgage

Document Number0030970732
DateMay 14, 2021
Book Page3097/732
Instrument2319521
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueMar 1, 2036

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 4, 2017
Property Address151 COCONUT ROW, TAVERNIER, FL 33070-2511
Document Number0028471085
Book / Page002847 / 001085
Instrument DateMar 30, 2017
Instrument2117371
Transaction TypeTransfer
Record UpdatedJun 13, 2017
Title CompanySUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address151 COCONUT ROW KEY LARGO FL 33037, KEY LARGO, FL 33037

Mortgage

Document Number28471086
DateApr 4, 2017
Book Page002847/001086
Instrument2117372
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 3, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$499,682 (+70.65%) Land $330,406 Building $169,276$499,682 (+7.8%) Land $330,406 Building $169,276
2024$4,895.00 (+68.97%)
2023$2,897.00 (+2.44%) Homeowner's exemption$292,811 (+3%)$463,533 (-0.32%) Land $293,250 Building $170,283
2022$2,828.00 Homeowner's exemption$284,283$465,017 Land $293,250 Building $171,767

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 375 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies615 units insured
incl. 240 condo units
Nearby Flood Claims168 (1987–2025)
Most Recent ClaimAug 2025
Claims by Event
  • Hurricane Irma, Sep 2017 · 104 claims
  • Hurricane Irene, Oct 1999 · 15 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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