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154 Charlevoix St, Commerce Township, MI 48382 Property Records

Oakland County property record for 154 Charlevoix St, Commerce Township, MI 48382

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,287 sqft · built 1971
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Jul 2018)
Tax Bill$2,116 (2025)
Deeds & MortgagesSep 2021 Mortgage
Aug 2018 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APNE-17-03-281-020

Property Details

APN / Parcel Number

Primary APNE-17-03-281-020

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,287 sqft Living Area
1st Floor Area628 sqft
Basement Area628 sqft
Finished Basement628 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Lot Area11,326 sqft (0.26 acres)
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area103 sqft
Deck Area224 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address154 CHARLEVOIX ST
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-2718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R8E, SEC 3 CARROLL LAKE HEIGHTS SUB NO 1 LOTS 9 TO 12 INCL BLK 51
Legal Range08E
Legal Township02N
Legal Section03
Legal SubdivisionCARROLL LAKE HEIGHTS SUB
Legal Block51
Legal Lot Number9-12
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1011
Census Tract134000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address154 CHARLEVOIX ST, COMMERCE TOWNSHIP, MI 48382-2718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2021Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Aug 10, 2018Grant Deed, Transfer
ATTORNEY ONLY
Jul 25, 2018Warranty Deed, Transfer · Conventional Mortgage
MICHIGAN ST HSNG DEV AUTH
Mar 16, 2018Quit Claim Deed, Transfer
Quitclaim
Jul 26, 2018Grant Deed, Foreclosure
ATTORNEY ONLY
Feb 13, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2018 · Amount on Record
Deed SaleJul 25, 2018 · Amount on Record
Prior SaleFeb 13, 2018 · Amount on Record
Deed Document Number2018123071
Deed Book / Page52029 / 856
Prior Transfer DateMar 12, 2018
Prior Transfer Doc0000040640
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address154 CHARLEVOIX ST, COMMERCE TOWNSHIP, MI 48382-2718
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 CHARLEVOIX ST, COMMERCE TOWNSHIP, MI 48382-2718

Mortgage

Document Number0000214159
DateSep 3, 2021
Book Page56799/310
Instrument214159
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term323 Months
DueAug 1, 2048

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOAKLAND MI
Recording DateAug 10, 2018
Property Address154 CHARLEVOIX ST, COMMERCE TOWNSHIP, MI 48382-2718
Document Number0000132861
Book / Page052081 / 000124
Instrument DateJul 23, 2018
Instrument132861
Transaction TypeTransfer
Record UpdatedSep 7, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,119.94
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 CHARLEVOIX ST COMMERCE TOWNSHIP MI 483822718, COMMERCE TOWNSHIP, MI 48382-2718

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 25, 2018
Property Address154 CHARLEVOIX ST, COMMERCE TOWNSHIP, MI 48382-2718
Document Number0000123071
Book / Page052029 / 000856
Instrument DateJul 20, 2018
Instrument123071
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyTITLE ONE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,462.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address136 LADD RD WALLED LAKE MI 483903333, WALLED LAKE, MI 48390-3333

Mortgage

Document Number123073
DateJul 25, 2018
Book Page052029/000873
Instrument123073
Lender
NameMICHIGAN ST HSNG DEV AUTH
AddressLANSING, MI 48912
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number123072,
DateJul 25, 2018
Book Page052029/000858
Instrument123072
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 24, 2048

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMar 16, 2018
Property Address154 CHARLEVOIX ST, COMMERCE TOWNSHIP, MI 48382-2718
Document Number0000040640
Book / Page051637 / 000066
Instrument DateMar 12, 2018
Instrument40640
Transaction TypeTransfer
Record UpdatedApr 4, 2018

Transaction

AmountAmount Recorded
Tax$25.80
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5494 TERNES ST DEARBORN MI 481263039, DEARBORN, MI 48126-3039

July 2018: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionOAKLAND MI
Recording DateJul 26, 2018
Property Address154 CHARLEVOIX ST, COMMERCE TOWNSHIP, MI 48382-2718
Document Number0000123264
Book / Page052030 / 000801
Instrument DateFeb 7, 2018
Instrument123264
Transaction TypeForeclosure
Record UpdatedAug 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

February 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOAKLAND MI
Recording DateFeb 13, 2018
Property Address154 CHARLEVOIX ST, COMMERCE TOWNSHIP, MI 48382-2718
Document Number0000022411
Book / Page051553 / 000131
Instrument DateFeb 6, 2018
Instrument22411
Transaction TypeForeclosure
Record UpdatedFeb 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,098.70
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10500 KINCAID DR #300 FISHERS IN 460379764, 300, FISHERS, IN 46037-9764

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,116.00 (-38.26%) Homeowner's exemption$128,830 (+6.79%)$257,660 (+6.79%)
2024$3,427.00 (+14.23%)
2023$120,640$241,280
2021$3,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDARBROOK ESTATES
private · serves 1,728 people · EPA ID MI0040375
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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