154 Carmel Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 154 Carmel Ave, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,236 sqft · built 1925
Lot Size0.076 acres (3,300 sqft)
Owner2 Individual Names on Record
Last Sale$406,000 (Dec 2010)
Tax Bill$7,752 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN504-292-028-9

Property Details

APN / Parcel Number

Primary APN504-292-028-9
Alternative APN
  • 504-292-028

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,236 sqft Living Area
1st Floor Area1,236 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1930
Lot Area3,300 sqft (0.076 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address154 CARMEL AVE
CityEL CERRITO
StateCA
Zip94530-4115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCERRITO PARK TRACT POR LOTS 56 & 57 BLK 6
Legal SubdivisionCERRITO PARK
Legal Block6
Legal Lot Number56,57
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1011
Census Tract390200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address154 CARMEL AVE, EL CERRITO, CA 94530-4115
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2010 · Amount on Record
Deed SaleDec 15, 2010 · Amount on Record
Deed Document Number2010283875
Prior Transfer DateJul 2, 2009
Prior Transfer Doc0000168796
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address154 CARMEL AVE, EL CERRITO, CA 94530-4115
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TTL CO OAKLAND

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 CARMEL AVE, EL CERRITO, CA 94530-4115

Mortgage

Document Number0000263686
DateSep 22, 2021
Instrument2021-263686
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$530,548 (+2%) Land $487,038 Building $43,510
2025$7,752.00 (+4.18%) Homeowner's exemption$520,146 (+4.04%) Land $477,489 Building $42,657
2023$7,441.00 (+1.68%) Homeowner's exemption$499,950 Land $458,949 Building $41,001
2022$7,318.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Sonic Telecom
Fiber
1,000 / 1,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, T-Mobile.

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