152 Carmel Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 152 Carmel Ave, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,185 sqft · built 1925
Lot Size	0.076 acres (3,300 sqft)
Owner	2 Company Names on Record
Last Sale	$620,000 (Jan 2010)
Tax Bill	$11,347 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`504-292-027-1`

Property Details

APN / Parcel Number

Primary APN	`504-292-027-1`
Alternative APN	`504-292-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,185 sqft Living Area
1st Floor Area	1,185 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1939
Lot Area	3,300 sqft (0.076 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	152 CARMEL AVE
City	EL CERRITO
State	CA
Zip	94530-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CERRITO PARK TRACT LOT 55 POR 56 BLK 6
Legal Subdivision	CERRITO PARK
Legal Block	6
Legal Lot Number	55
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	390200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	152 CARMEL AVE, EL CERRITO, CA 94530-4115
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 4, 2021	Intrafamily Transfer, Transfer
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2010 · Amount on Record
Deed Sale	Jan 20, 2010 · Amount on Record
Prior Sale	Jul 29, 2005 · Amount on Record
Deed Document Number	201011371
Last Transfer Date	Aug 5, 2021
Transfer Doc	0000307997
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	152 CARMEL AVE, EL CERRITO, CA 94530-4115
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 CARMEL AVE, EL CERRITO, CA 94530-4115

Mortgage

Document Number	0000291148
Date	Nov 30, 2020
Instrument	2020-291148

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 4, 2021
Property Address	152 CARMEL AVE, EL CERRITO, CA 94530-4115
Document Number	0000307997
Map Reference	MB 2 PG 37
Instrument Date	Aug 5, 2021
Instrument	2021-307997
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	152 CARMEL AVE, EL CERRITO, CA 94530-4115

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	152 CARMEL AVE, EL CERRITO, CA 94530-4115
Document Number	0000049770
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	152 CARMEL AVE EL CERRITO CA 945304115, EL CERRITO, CA 94530-4115

Mortgage

Document Number	0000049770
Date	Mar 16, 2020
Instrument	49770

Lender

Name	LOANFLIGHT LNDG LLC
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,301 (+2%) Land $755,744 Building $60,557
2025	$11,347.00 (+4.25%) Homeowner's exemption	$800,296 (+4.04%) Land $740,926 Building $59,370
2023	$10,884.00 (+1.46%) Homeowner's exemption	$769,221 Land $712,156 Building $57,065
2022	$10,727.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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