154 Buff Creek Rd, Sylva, NC 28779 Property Records

Jackson County property record for 154 Buff Creek Rd, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,392 sqft · built 1977
Lot Size2.14 acres (93,218 sqft)
OwnerIndividual Name on Record
Tax Bill$1,036 (2023)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone AE (high risk)
APN7662-09-3242

Property Details

APN / Parcel Number

Primary APN7662-09-3242
Alternative APN
  • 9991

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,392 sqft Heated Area
Gross Area2,640 sqft
1st Floor Area2,784 sqft
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1987
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area93,218 sqft (2.14 acres)
TerrainRolling
Garage TypeCarport
Garage Area783 sqft
CarportCarport
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area840 sqft
Patio Area144 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelOil

Location & Zoning

Account Number9991
Street Address154 BUFF CREEK RD
CitySYLVA
StateNC
Zip28779-8034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUFF CREEK RD LIFE EST
Legal Township25
Legal SubdivisionBUFF CREEK RD LIFE EST
JurisdictionJACKSON NC
Township / Civil DivisionSCOTT CREEK
Census Block Group2
Census Block2006
Census Tract950200

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address154 BUFF CREEK RD, SYLVA, NC 28779-8034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2008
Deed SaleOct 1, 2008
Deed Document Number0001767687
Record UpdatedJun 7, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address154 BUFF CREEK RD, SYLVA, NC 28779-8034
Document Number0022260610
Instrument DateOct 30, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address154 BUFF CREEK RD SYLVA NC 287798034, SYLVA, NC 28779-8034

Mortgage

Document Number0022260610
DateNov 5, 2018
Book Page002226/000610
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27611-5279
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 4, 2033

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$1,036.00$272,640 Land $68,570 Building $204,070

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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