Montgomery County property record for 154 Biscoe Rd, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,443 sqft · built 1951 |
| Lot Size | 2.89 acres (125,888 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Nov 1999) |
| Tax Bill | $1,221 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538 11 66 3603 |
| Primary APN | 7538 11 66 3603 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,443 sqft Finished Area |
| Basement Area | 2,155 sqft |
| Unfinished Basement | 2,155 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 125,888 sqft (2.89 acres) |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Account Number | 43275 |
|---|---|
| Street Address | 154 BISCOE RD |
| City | TROY |
| State | NC |
| Zip | 27371-9312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SMITHERMAN SMITHERMAN |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960202 |
Source: Montgomery County records · APN 7538 11 66 3603
Assessment roll updated September 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 663, TROY, NC 27371-0663 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2017 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 10, 2017 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 1999 · Amount on Record |
| Deed Sale | Nov 01, 1999 · Amount on Record |
| Deed Book / Page | 385 / 543 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 154 BISCOE RD, TROY, NC 27371-9312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 794/333 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 794/333 |
| Instrument | 351468 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27408 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Aug 02, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 154 BISCOE RD, TROY, NC 27371-9312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 794/045 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 794/045 |
| Instrument | 351400 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | STATESVILLE, NC 28687 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 02, 2037 |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,221.00 | $198,559 (-) Land $28,395 Building $170,164 | $198,559 (-) Land $28,395 Building $170,164 |
| 2023 | $198,559 Land $28,395 Building $170,164 | $198,559 Land $28,395 Building $170,164 |
Source: FEMA National Flood Hazard Layer as of November 22, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 18 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF TROY serves 3,591 people |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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