Montgomery County property record for 215 Biscoe Rd, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,767 sqft · built 1951 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Jun 2026) |
| Tax Bill | $1,322 (2025) |
| Deeds & Mortgages | Jun 2026 Sale May 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538 11 67 8381 |
| Primary APN | 7538 11 67 8381 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,767 sqft Finished Area |
| Basement Area | 1,023 sqft |
| Finished Basement | 1,023 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Brick Veneer |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 88,862 sqft (2.04 acres) |
| Lot Dimensions | 450 ft deep x 200 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1482081 |
|---|---|
| Street Address | 215 BISCOE RD |
| City | TROY |
| State | NC |
| Zip | 27371-9311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | WELTON HOME |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 960201 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 215 BISCOE RD, TROY, NC 27371-9311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 8, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Apr 1, 1999 · Amount on Record |
| Deed Document Number | 2026391159 |
| Deed Book / Page | 986 / 513 |
| Prior Transfer Date | Oct 5, 2019 |
| Prior Transfer Doc | 0837/0200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Jun 18, 2026 |
| Property Address | 215 BISCOE RD, TROY, NC 27371-9311 |
| Document Number | 0000391159 |
| Book / Page | 986 / 513 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 2026391159 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $87,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 BISCOE RD, TROY, NC 27371-9311 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 215 BISCOE RD, TROY, NC 27371-9311 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Title Company | SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 000901/839 |
|---|---|
| Date | May 6, 2022 |
| Book Page | 901/839 |
| Instrument | 373776 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 6, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 215 BISCOE RD, TROY, NC 27371-9311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000894/129 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 894/129 |
| Instrument | 372281 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Feb 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Nov 8, 2019 |
| Property Address | 215 BISCOE RD, TROY, NC 27371-9311 |
| Document Number | 0837/0200 |
| Book / Page | 0837 / 0200 |
| Instrument Date | Oct 5, 2019 |
| Instrument | 360896 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 BISCOE RD, TROY, NC 27371-9311 |
| Document Number | 360897 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 360897 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,027 (-) Land $29,280 Building $185,747 | $215,027 (-) Land $29,280 Building $185,747 | |
| 2025 | $1,322.00 | $215,027 (-) Land $29,280 Building $185,747 | $215,027 (-) Land $29,280 Building $185,747 |
| 2023 | $215,027 Land $29,280 Building $185,747 | $215,027 Land $29,280 Building $185,747 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROY serves 3,591 people · EPA ID NC0362020 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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