154 Baywind Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 154 Baywind Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,561 sqft · built 1990
Lot Size	0.452 acres (19,690 sqft)
Owner	2 Individual Names on Record
Last Sale	$995,000 (Aug 2019)
Tax Bill	$13,140 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C56-000-596-8000-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-8000-9`
Alternative APNs	`26-1S-22-461B-000B-0280` `22S126461B000B0280`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,561 sqft Living Area
Gross Area	6,034 sqft
1st Floor Area	3,835 sqft
Upper Floors Area	764 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	19,690 sqft (0.452 acres)
Garage Type	Attached
Garage Area	600 sqft
Porch	Florida Room
Porch Area	523 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	154 BAYWIND DR
City	NICEVILLE
State	FL
Zip	32578-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWIND PH II AT B/B LOT 28 BLK B
Legal Range	22W
Legal Township	01S
Legal Section	26
Legal Subdivision	SOUTHWIND PH II AT B/B
Legal Phase	2
Legal Block	B
Legal Lot Number	28
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3009
Census Tract	21001

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	154 BAYWIND DR, NICEVILLE, FL 32578-4800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	Jun 11, 2002 · Amount on Record
Deed Document Number	20193300089
Deed Book / Page	3415 / 2307
Prior Transfer Date	May 31, 2002
Prior Transfer Doc	0023630760
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 23, 2019
Property Address	154 BAYWIND DR, NICEVILLE, FL 32578-4800
Document Number	0034152307
Book / Page	3415 / 2307
Map Reference	MB 10 PG 36
Instrument Date	Aug 20, 2019
Instrument	3300089
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 BAYWIND DR, 154, NICEVILLE, FL 32578-4800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CALLE HERMOSA, GULF BREEZE, FL 32561-2421

Mortgage

Document Number	0034152308
Date	Aug 23, 2019
Instrument	3415-2308

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,140.00 (+3.23%)	$1,107,517 (-0.2%) Land $152,688 Building $954,829	$1,107,517 (-0.2%) Land $152,688 Building $954,829
2023	$12,729.00 (+9.55%)	$1,109,732 (+8.08%) Land $141,154 Building $968,578	$1,109,732 (+8.08%) Land $141,154 Building $968,578
2022	$11,619.00	$1,026,794 Land $128,030 Building $898,764	$1,026,794 Land $128,030 Building $898,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 125 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 units insured incl. 8 condo units
Nearby Flood Claims	25 (1985–2020)
Claims Outside the SFHA	23 of 25
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 6 claims Hurricane Georges, Sep 1998 · 3 claims Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20