151 Baywind Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 151 Baywind Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,690 sqft · built 1988
Lot Size	0.344 acres (14,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (May 2022)
Tax Bill	$5,683 (2025)
Deeds & Mortgages	Jan 2023 Mortgage May 2022 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C56-000-596-7967-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-7967-0`
Alternative APNs	`26-1S-22-461B-000A-0260` `22S126461B000A0260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,690 sqft Living Area
Gross Area	3,430 sqft
1st Floor Area	2,690 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	14,998 sqft (0.344 acres)
Garage Type	Attached
Garage Area	665 sqft
Porch	Finished/Open Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	151 BAYWIND DR
City	NICEVILLE
State	FL
Zip	32578-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWIND PH II AT B/B LOT 26 BLK A
Legal Range	22W
Legal Township	01S
Legal Section	26
Legal Subdivision	SOUTHWIND PH II AT B/B
Legal Phase	2
Legal Block	A
Legal Lot Number	26
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3009
Census Tract	21001

Owner

Source: Okaloosa County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 BAYWIND DR, NICEVILLE, FL 32578-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY BANK
May 9, 2022	Warranty Deed, Transfer NOT AVAILABLE, BRADLEY TITLE LLC
Aug 27, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE ONE OF THE SOUTH INC
Apr 27, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	20223548367
Deed Book / Page	3620 / 3495
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	151 BAYWIND DR, NICEVILLE, FL 32578-4801
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	BRADLEY TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 BAYWIND DR, NICEVILLE, FL 32578-4801

Mortgage

Document Number	0036571979
Date	Jan 5, 2023
Book Page	3657/1979
Instrument	3599413

Lender

Name	UNIVERSITY BANK
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 9, 2022
Property Address	151 BAYWIND DR, NICEVILLE, FL 32578-4801
Document Number	0036203495
Book / Page	3620 / 3495
Map Reference	MB 10 PG 36
Instrument Date	May 2, 2022
Instrument	3548367
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	NOT AVAILABLE, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 BAYWIND DR, 151, NICEVILLE, FL 32578-4801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4433 SOUTHMINSTER CIR, NICEVILLE, FL 32578-3941

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	151 BAYWIND DR, NICEVILLE, FL 32578-4801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034871187
Date	Aug 27, 2020
Book Page	3487/1187
Instrument	3385932

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 27, 2018
Property Address	151 BAYWIND DR, NICEVILLE, FL 32578-4801
Document Number	0033473295
Book / Page	003347 / 003295
Instrument Date	Apr 26, 2018
Instrument	3203479
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	BRADLEY TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,712.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1225 CHANTILLY CIR NICEVILLE FL 325784329, NICEVILLE, FL 32578-4329

Mortgage

Document Number	33473298
Date	Apr 27, 2018
Book Page	003347/003298
Instrument	3203480

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,683.00 (-8.85%) Homeowner's exemption	$513,801 (-0.56%) Land $132,197 Building $381,604	$513,801 (-0.56%) Land $132,197 Building $381,604
2023	$6,235.00 (+48.63%)	$516,692 (+33.87%) Land $122,211 Building $394,481	$516,692 (+12.32%) Land $122,211 Building $394,481
2022	$4,195.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$385,966	$460,019 Land $116,391 Building $343,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 125 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 units insured incl. 8 condo units
Nearby Flood Claims	25 (1985–2020)
Claims Outside the SFHA	23 of 25
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 6 claims Hurricane Georges, Sep 1998 · 3 claims Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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