1539 DERBY DR ROCKWALL TX 750327204, ROCKWALL, TX 75032-7204
Mortgage
Document Number
0000005191
Date
Mar 17, 2020
Instrument
5191
Lender
Name
PENNYMAC
Address
SANTA ANA, CA 92705
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 16, 2050
June 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ROCKWALL TX
Property Address
1539 DERBY DR, ROCKWALL, TX 75032-7204
Document Number
0000010155
Instrument Date
Jun 17, 2019
Transaction Type
Mortgage
Record Updated
Jul 8, 2019
Title Company
ATTORNEY ONLY
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
1539 DERBY DR ROCKWALL TX 750327204, ROCKWALL, TX 75032-7204
Mortgage
Document Number
0000010155
Date
Jun 21, 2019
Instrument
10155
Lender
Name
PENNYMAC
Address
WESTLAKE VILLAGE, CA 91361
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 20, 2049
April 2018: Vendor's Lien, Subdivision Related Transfer
Document Type
Vendor's Lien
Jurisdiction
ROCKWALL TX
Recording Date
Apr 23, 2018
Property Address
1539 DERBY DR, ROCKWALL, TX 75032-7204
Document Number
0000006863
Map Reference
VOL J PG 83
Instrument Date
Apr 20, 2018
Instrument
20180000006863
Transaction Type
Subdivision Related Transfer
Record Updated
Oct 18, 2022
Title Company
CHICAGO TITLE
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1539 DERBY DR, ROCKWALL, TX 75032-7204
Mortgage
Document Number
0000006864
Date
Apr 23, 2018
Instrument
20180000006864
Lender
Name
ARK-LA-TEX FINANCE SERVICES LLC
Type
Lending Institution
Special Notes
Seller Financed
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 1539 Derby Dr was $4,827 with a homeowner's exemption, down 14.2% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Rockwall County
Municipality
Rockwall City
Unified School District
Rockwall Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$398,403 (-0.71%)Land $133,400Building $265,003
$398,403 (-0.71%)Land $133,400Building $265,003
2025
$4,827.00 (-14.25%)Homeowner's exemption
$401,253Land $133,400Building $267,853
$401,253Land $133,400Building $267,853
2024
$5,629.00 (+0.55%)
2023
$5,598.00Homeowner's exemption
$422,718Land $145,000Building $277,718
$422,718Land $145,000Building $277,718
2021
$2,220.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 1539 Derby Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1539 Derby Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source
Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection
Jul 2023
Lead
2 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum Cable
1,000 / 1,000
Wi-Five Broadband Fixed Wireless
100 / 100
May also be available: Hotwire Communications, Nextlink, Verizon.