1532 Derby Dr, Rockwall, TX 75032 Property Records

Rockwall County property record for 1532 Derby Dr, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 2017
Lot Size	0.18 acres (7,836 sqft)
Owner	Individual Name on Record
Last Sale	$293,800 (Feb 2020)
Tax Bill	$4,812 (2025)
Deeds & Mortgages	May 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R91502`

Property Details

APN / Parcel Number

Primary APN	`R91502`
Alternative APNs	`S4877-000D-0012-00-0R` `91502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,892 sqft Living Area
Gross Area	2,541 sqft
1st Floor Area	1,892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,836 sqft (0.18 acres)
Lot Dimensions	102 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1532 DERBY DR
City	ROCKWALL
State	TX
Zip	75032-7202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWALL DOWNES PH 2, BLOCK D, LOT 12
Legal Subdivision	ROCKWALL DOWNES PH 2
Legal Tract	12
Legal Block	D
Legal Lot Number	12
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1006
Census Tract	40305

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1532 DERBY DR, ROCKWALL, TX 75032-7202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ASPIRE BANK
Feb 27, 2020	Vendor's Lien, Transfer · Conventional Mortgage CYPRESS BANK
Apr 6, 2018	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	Apr 6, 2018 · Amount on Record
Deed Document Number	20203761
Prior Transfer Date	Feb 25, 2020
Prior Transfer Doc	0000003761
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1532 DERBY DR, ROCKWALL, TX 75032-7202
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009866
Date	May 3, 2022
Instrument	20220000009866

Lender

Name	ASPIRE BANK
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 27, 2020
Property Address	1532 DERBY DR, ROCKWALL, TX 75032-7202
Document Number	0000003761
Map Reference	VOL J PG 83
Instrument Date	Feb 25, 2020
Instrument	20200000003761
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1532 DERBY DR, ROCKWALL, TX 75032-7202

Mortgage

Document Number	0000003762
Date	Feb 27, 2020
Instrument	20200000003762

Lender

Name	CYPRESS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Mar 1, 2050
Change Frequency	Monthly
Min Rate At Change	5.5%
Max Rate At Change	2%
Index	1-Year CMT
Max Rate	10.5%

April 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Apr 6, 2018
Property Address	1532 DERBY DR, ROCKWALL, TX 75032-7202
Document Number	0000005944
Map Reference	VOL J PG 83
Instrument Date	Apr 5, 2018
Instrument	20180000005944
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 VALLEY VIEW LN STE 400, 1800, DALLAS, TX 75234-8923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1532 DERBY DR, ROCKWALL, TX 75032-7202
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005945
Date	Apr 6, 2018
Instrument	20180000005945

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,469 (-0.71%) Land $133,400 Building $264,069	$397,469 (-0.71%) Land $133,400 Building $264,069
2025	$4,812.00 (-11.04%) Homeowner's exemption	$400,307 (-4.87%) Land $133,400 Building $266,907	$400,307 (-4.87%) Land $133,400 Building $266,907
2024	$5,409.00 (+16.62%)
2023	$4,638.00 (-15.15%) Homeowner's exemption	$420,821 Land $145,000 Building $275,821	$420,821 Land $145,000 Building $275,821
2021	$5,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications, Nextlink, Verizon.

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