1536 Misty River Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1536 Misty River Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2019
Lot Size	0.243 acres (10,572 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Mar 2026)
Tax Bill	$3,843 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T190300222`

Property Details

APN / Parcel Number

Primary APN	`T190300222`
Alternative APN	`2-0012-C705-00-0586.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	3,860 sqft
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	10,572 sqft (0.243 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T190300222
Street Address	1536 MISTY RIVER DR
City	O FALLON
State	MO
Zip	63366-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG C #2 LOT 586
Legal Subdivision	RIVERDALE VLG C #2
Legal Lot Number	586
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2008
Census Tract	312001

Owner

1536 Misty River Dr is owned and occupied by an individual who bought it in March 2026.

Source: St. Charles County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	1536 MISTY RIVER DR, O FALLON, MO 63366-1524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP
Jan 30, 2020	Quit Claim Deed, Transfer STIFEL BK&TR
Apr 16, 2019	Warranty Deed, Subdivision Related Transfer FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2026 · Amount on File
Deed Sale	Mar 18, 2026 · Amount on File
Prior Sale	Jan 30, 2020 · Amount on File
Deed Document Number	202612305
Prior Transfer Date	Jan 24, 2020
Prior Transfer Doc	0072240098
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 18, 2026
Property Address	1536 MISTY RIVER DR, O FALLON, MO 63366-1524
Document Number	0000012305
Map Reference	MB 50 PG 148&149
Instrument Date	Mar 13, 2026
Instrument	2026R-012305
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 BOBWHITE CT, SAINT PAUL, MO 63366-4539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1536 MISTY RIVER DR, O FALLON, MO 63366-1524

Mortgage

Document Number	0000012306
Date	Mar 18, 2026
Instrument	2026R-012306

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 30, 2020
Property Address	1536 MISTY RIVER DR, O FALLON, MO 63366-1524
Document Number	0072240098
Book / Page	007224 / 000098
Instrument Date	Jan 24, 2020
Instrument	62940
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1536 MISTY RIVER DR ST PAUL MO 633661524, ST PAUL, MO 63366-1524

Mortgage

Document Number	72240100
Date	Jan 30, 2020
Book Page	007224/000100
Instrument	62950

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 29, 2035

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 16, 2019
Property Address	1536 MISTY RIVER DR, O FALLON, MO 63366-1524
Document Number	0070592041
Book / Page	007059 / 002041
Instrument Date	Apr 15, 2019
Instrument	172270
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1536 MISTY RIVER DR ST PAUL MO 633661524, ST PAUL, MO 63366-1524

Mortgage

Document Number	70592043
Date	Apr 16, 2019
Book Page	007059/002043
Instrument	172280

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1536 Misty River Dr was $3,843, down 1.9% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,843.00 (-1.94%)	$62,588	$329,410 Land $70,000 Building $259,410
2024	$3,919.00
2023		$62,046
2022			$326,560 Land $55,000 Building $271,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1536 Misty River Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1536 Misty River Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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