1538 Mackey Dr, South Bend, IN 46614 Property Records

St. Joseph County property record for 1538 Mackey Dr, South Bend, IN 46614 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,840 sqft · built 2019
Lot Size0.483 acres (21,039 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Nov 2021)
Tax Bill$3,693 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jan 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN71-13-02-251-277.000-002

Property Details

APN / Parcel Number

Primary APN71-13-02-251-277.000-002
Alternative APN
  • 0231002002449

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Building Area1,840 sqft Living Area
Gross Area3,040 sqft Gross Area
1st Floor Area2,640 sqft 1st Floor
Basement Area800 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area21,039 sqft (0.483 acres)
Lot Dimensions133 ft deep x 312 ft wide
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area802 sqft Garage

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1538 MACKEY DR
CitySOUTH BEND
StateIN
Zip46614-5091
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 290 LAFAYETTE FALLS PHASE IV, SECT 1 18/19 NP 3661 12/15/17
Legal SubdivisionLAFAYETTE FALLS PHASE IV
Legal Lot Number290
JurisdictionST JOSEPH IN
Township / Civil DivisionCENTRE
Census Block Group3
Census Block3011
Census Tract11900

Owner

Source: St. Joseph County records · APN 71-13-02-251-277.000-002

Assessment roll updated March 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1538 MACKEY DR, SOUTH BEND, IN 46614-5091
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Jan 12, 2024Deed of Trust, Mortgage
HUD
Apr 21, 2023Deed of Trust, Mortgage
HUD
Nov 24, 2021Warranty Deed, Transfer · FHA Mortgage
SUCCESS MORTGAGE PARTNERS INC
Dec 27, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 24, 2021 · Amount on Record
Deed SaleNov 24, 2021 · Amount on Record
Deed Document Number202141970
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH IN
Recording DateJul 30, 2026
Property Address1538 MACKEY DR, SOUTH BEND, IN 46614-5091
Document Number0000020092
Instrument DateJul 21, 2026
Instrument202620092
Transaction TypeMortgage
Record UpdatedAug 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1538 MACKEY DR, SOUTH BEND, IN 46614-5091

Mortgage

Document Number0000020092,
DateJul 30, 2026
Instrument202620092
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term305 Months
DueDec 01, 2051
Interest
Rate6.49%
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH IN
Property Address1538 MACKEY DR, SOUTH BEND, IN 46614-5091
Transaction TypeMortgage
Record UpdatedJan 31, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002400890
DateJan 12, 2024
Instrument2400890
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term324 Months
DueDec 01, 2051

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH IN
Property Address1538 MACKEY DR, SOUTH BEND, IN 46614-5091
Transaction TypeMortgage
Record UpdatedMay 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002308229
DateApr 21, 2023
Instrument2308229
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term336 Months
DueDec 01, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH IN
Recording DateNov 24, 2021
Property Address1538 MACKEY DR, SOUTH BEND, IN 46614-5091
Document Number0002141970
Map ReferenceIN 1734459
Instrument DateNov 15, 2021
Instrument2141970
Transaction TypeTransfer
Record UpdatedFeb 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1538 MACKEY DR, SOUTH BEND, IN 46614-5091

Mortgage

Document Number0002141971
DateNov 24, 2021
Instrument2141971
Lender
NameSUCCESS MORTGAGE PARTNERS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH IN
Recording DateDec 27, 2019
Property Address1538 MACKEY DR, SOUTH BEND, IN 46614-5091
Document Number0001934332
Map ReferenceIN 1734459
Instrument DateDec 16, 2019
Instrument1934332
Transaction TypeTransfer
Record UpdatedFeb 14, 2023
Title CompanyMETROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1538 MACKEY DR, SOUTH BEND, IN 46614-5091

Mortgage

Document Number0001934333
DateDec 27, 2019
Instrument1934333
Lender
NameAMERIFIRST FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated March 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIndiana
CountySt. Joseph County
County SubdivisionCentre Township
MunicipalitySouth Bend City
Unified School DistrictSouth Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,693.00 (-7.72%)$335,400 (+1.88%) Land $101,400 Building $234,000$335,400 (+1.88%) Land $101,400 Building $234,000
2024$4,002.00 (+0.5%)
2023$3,982.00 (+2.6%)$329,200 (+3.42%) Land $101,300 Building $227,900$329,200 (+3.42%) Land $101,300 Building $227,900
2022$3,881.00 Homeowner's exemption$318,300 Land $101,300 Building $217,000$318,300 Land $101,300 Building $217,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (18141C), updated December 15, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 73% of Indiana
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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