1530 Mackey Dr, South Bend, IN 46614 Property Records

St. Joseph County property record for 1530 Mackey Dr, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,968 sqft · built 2019
Lot Size	0.276 acres (12,066 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2022)
Tax Bill	$3,445 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-13-02-251-278.000-002`

Property Details

APN / Parcel Number

Primary APN	`71-13-02-251-278.000-002`
Alternative APN	`0231002002450`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
Basement Area	984 sqft

Exterior

Year Built	Built 2019
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,066 sqft (0.276 acres)
Lot Dimensions	126 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0231002002450
Street Address	1530 MACKEY DR
City	SOUTH BEND
State	IN
Zip	46614-5091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 291 LAFAYETTE FALLS PHASE IV, SECT 1 18/19 NP 3661 12/15/17
Legal Subdivision	LAFAYETTE FALLS PH 4 SEC 1
Legal Lot Number	291
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3011
Census Tract	11900

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1530 MACKEY DR, SOUTH BEND, IN 46614-5091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Jun 20, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Dec 3, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2022 · Amount on Record
Deed Sale	Jun 20, 2022 · Amount on Record
Prior Sale	Dec 3, 2019
Deed Document Number	2217886
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1530 MACKEY DR, SOUTH BEND, IN 46614-5091
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002109143
Date	Mar 23, 2021
Instrument	2109143

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 20, 2022
Property Address	1530 MACKEY DR, SOUTH BEND, IN 46614-5091
Document Number	0002217886
Map Reference	IN 1734459
Instrument Date	Jun 7, 2022
Instrument	2217886
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 MACKEY DR, SOUTH BEND, IN 46614-5091

Mortgage

Document Number	0002217887
Date	Jun 20, 2022
Instrument	2217887

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 3, 2019
Property Address	1530 MACKEY DR, SOUTH BEND, IN 46614-5091
Document Number	0001931782
Map Reference	IN 1734459
Instrument Date	Nov 22, 2019
Instrument	1931782
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1530 MACKEY DR, SOUTH BEND, IN 46614-5091

Mortgage

Document Number	0001931783
Date	Dec 3, 2019
Instrument	1931783

Lender

Name	AMERIFIRST FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Centre Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,500 (-0.21%) Land $45,100 Building $245,400	$290,500 (-0.21%) Land $45,100 Building $245,400
2024	$3,445.00 (-1.96%)
2023	$3,514.00 (+3.32%)	$291,100 (+4.22%) Land $45,100 Building $246,000	$291,100 (+4.22%) Land $45,100 Building $246,000
2022	$3,401.00 Homeowner's exemption	$279,300 Land $45,100 Building $234,200	$279,300 Land $45,100 Building $234,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Fourway, Mercury Fiber, Surf Internet.

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