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15368 Sandy Beach Ter, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 15368 Sandy Beach Ter, Delray Beach, FL 33446

Property Summary

Property TypeZero Lot Line
Details3 bd · 3 ba · 2,157 sqft · built 2019
Lot Size0.14 acres (6,138 sqft)
OwnerIndividual Name on File
Last Sale$525,779 (Apr 2019)
Tax Bill$13,201 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN00-42-46-19-13-000-2490

Property Details

APN / Parcel Number

Primary APN00-42-46-19-13-000-2490

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,157 sqft Living Area
Gross Area2,925 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeWood Truss
Roof MaterialTile
Lot Area6,138 sqft (0.14 acres)
PorchOpen Porch
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address15368 SANDY BEACH TER
CityDELRAY BEACH
StateFL
Zip33446-9694
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Zero Lot Line
Local Zoning CodeAGR-PUD
Legal DescriptionSUSSMAN AGR PUD NORTH PLAT THREE LT 249
Legal Range42
Legal Township46
Legal Section19
Legal SubdivisionSUSSMAN AGR PUD NORTH
Legal Lot Number249
JurisdictionPALM BEACH FL
Township / Civil DivisionSUNSHINE PARKWAY
Census Block Group3
Census Block3018
Census Tract7774

Owner

15368 Sandy Beach Ter, a zero lot line, is owned and occupied by an individual who bought it in April 2019.

Source: Palm Beach County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address15368 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Oct 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 16, 2019Special Warranty Deed, Transfer · Conventional Mortgage
GL FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2019 · Amount on File
Deed SaleApr 16, 2019 · Amount on File
Deed Document Number20190133363
Deed Book / Page30544 / 1519
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address15368 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694
Transaction TypeMortgage
Record UpdatedDec 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address15368 SANDY BEACH TER, WEST DELRAY BEACH, FL 33446-9694

Mortgage

Document Number0339521548
DateNov 15, 2022
Book Page33952/1548
Instrument20220453623
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueOct 12, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address15368 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694
Transaction TypeMortgage
Record UpdatedMar 2, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15368 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694

Mortgage

Document Number0318051987
DateOct 8, 2020
Book Page31805/1987
Instrument20200375304
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

April 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPALM BEACH FL
Recording DateApr 16, 2019
Property Address15368 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694
Document Number0305441519
Book / Page30544 / 1519
Map ReferenceMB 124 PG 104
Instrument DateApr 15, 2019
Instrument20190133363
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,680.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 1600, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address15368 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694

Mortgage

Document Number20190133364
DateApr 16, 2019
Instrument20190133364
Lender
NameGL FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15368 Sandy Beach Ter was $13,201 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,201.00 Homeowner's exemption$823,779 Land $245,000 Building $578,779$823,779 Land $245,000 Building $578,779
2023$13,764.00 (+38.93%) Homeowner's exemption$852,156 (+28.61%) Land $290,000 Building $562,156$852,156 (+28.61%) Land $290,000 Building $562,156
2022$9,907.00$662,601 Land $262,376 Building $400,225$662,601 Land $262,376 Building $400,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15368 Sandy Beach Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 461 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies461 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15368 Sandy Beach Ter is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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