Palm Beach County property record for 15362 Sandy Beach Ter, Delray Beach, FL 33446
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,842 sqft · built 2018 |
| Lot Size | 0.141 acres (6,138 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $920,000 (Oct 2025) |
| Tax Bill | $12,560 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-19-13-000-2480 |
| Primary APN | 00-42-46-19-13-000-2480 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,842 sqft Living Area |
| Gross Area | 2,605 sqft |
| 1st Floor Area | 1,842 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Concrete |
| Lot Area | 6,138 sqft (0.141 acres) |
| Garage Type | Attached |
| Garage Area | 447 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 15362 SANDY BEACH TER |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-9694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGR-PUD |
| Legal Description | SUSSMAN AGR PUD NORTH PLAT THREE LT 248 |
| Legal Range | 42E |
| Legal Township | 46S |
| Legal Section | 19 |
| Legal Subdivision | SUSSMAN AGR PUD NORTH |
| Legal Lot Number | 248 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | SUNSHINE PARKWAY |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 7774 |
15362 Sandy Beach Ter is owned by two individuals who bought it in October 2025.
Source: Palm Beach County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 PELICAN POINTE DR, 201, DELRAY BEACH, FL 33483-8004 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Warranty Deed, Transfer PATCH REEF TITLE COMPANY INC |
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Nov 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Feb 21, 2020 | Deed of Trust, Mortgage · Line of Credit GEORGIA'S OWN CU |
| Dec 3, 2018 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on File |
| Deed Sale | Oct 14, 2025 · Amount on File |
| Prior Sale | Dec 3, 2018 · Amount on File |
| Deed Document Number | 2025362887 |
| Deed Book / Page | 36061 / 86 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Oct 14, 2025 |
| Property Address | 15362 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694 |
| Document Number | 0360610086 |
| Book / Page | 36061 / 86 |
| Map Reference | MB 124 PG 104 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 20250362887 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | PATCH REEF TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $6,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14201 SW WATERFALL LN, PORT ST LUCIE, FL 34987-7788 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 95 PELICAN POINTE DR APT 201, 201, DELRAY BEACH, FL 33483-8004 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 15362 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 301 BEECH ST 6E, 6E, HACKENSACK, NJ 07601-2139 |
| Document Number | 0333890451 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 33389/451 |
| Instrument | 20220115080 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 15362 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0310171286 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 31017/1286 |
| Instrument | 20190414229 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 15362 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694 |
| Document Number | 0312971323 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 301 BEECH ST #6E HACKENSACK NJ 076012139, 6E, HACKENSACK, NJ 07601-2139 |
| Document Number | 0312971323 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 031297/001323 |
| Instrument | 100599 |
| Name | GEORGIA'S OWN CU |
|---|---|
| Type | Credit Union |
| Address | ATLANTA, GA 30348 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Dec 3, 2018 |
| Property Address | 15362 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694 |
| Document Number | 0302800749 |
| Book / Page | 030280 / 000749 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 451763 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | NOVA TITLE COMPANY, NOVA TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,903.98 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 BEECH ST #6E HACKENSACK NJ 076012139, 6E, HACKENSACK, NJ 07601-2139 |
| Document Number | 302800751 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 030280/000751 |
| Instrument | 451764 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2048 |
The 2025 property tax bill for 15362 Sandy Beach Ter was $12,560, down 2.9% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,560.00 (-2.94%) | $784,588 (-2.9%) | $784,588 (-2.9%) Land $245,000 Building $539,588 |
| 2024 | $12,941.00 (-0.61%) Homeowner's exemption | $807,996 (+0.13%) Land $340,000 Building $467,996 | $807,996 (+0.13%) Land $340,000 Building $467,996 |
| 2023 | $13,021.00 (+36.05%) Homeowner's exemption | $806,920 (+26.18%) Land $290,000 Building $516,920 | $806,920 (+26.18%) Land $290,000 Building $516,920 |
| 2022 | $9,571.00 | $639,489 Land $262,376 Building $377,113 | $639,489 Land $262,376 Building $377,113 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15362 Sandy Beach Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 461 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 461 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15362 Sandy Beach Ter is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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