TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
15365 LA PLATA CT, RAMONA, CA 92065-4515
Mortgage
Document Number
0000208187
Date
May 16, 2022
Instrument
2022-0208187
Lender
Name
CALIFORNIA COAST CU
Type
Credit Union
Address
SAN DIEGO, CA 92150
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
241 Months
Due
Jun 1, 2042
March 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
15365 LA PLATA CT, RAMONA, CA 92065-4515
Transaction Type
Mortgage
Record Updated
Apr 2, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
15365 LA PLATA CT, RAMONA, CA 92065-4515
Mortgage
Document Number
0000227193
Date
Mar 24, 2021
Instrument
2021-0227193
Lender
Name
QUICKEN LOANS LLC
Type
Mortgage Company
Address
DETROIT, MI 48226
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2051
July 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
15365 LA PLATA CT, RAMONA, CA 92065-4515
Document Number
0000473022
Instrument Date
Jul 2, 2020
Transaction Type
Mortgage
Record Updated
Sep 2, 2020
Title Company
OTHER
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
15365 LA PLATA CT RAMONA CA 920654515, RAMONA, CA 92065-4515
Mortgage
Document Number
0000473022
Date
Aug 21, 2020
Instrument
473022
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Aug 20, 2050
June 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
15365 LA PLATA CT, RAMONA, CA 92065-4515
Document Number
0000263773
Instrument Date
Jun 22, 2018
Transaction Type
Mortgage
Record Updated
Jul 6, 2018
Title Company
LAWYERS TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
15365 LA PLATA CT RAMONA CA 920654515, RAMONA, CA 92065-4515
Mortgage
Document Number
0000263773
Date
Jun 28, 2018
Instrument
263773
Lender
Name
CALIFORNIA COAST CU
Type
Credit Union
Address
SAN DIEGO, CA 92150-2080
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
300 Months
Due
Jun 27, 2043
Interest
Rate Type
Adjustable Rate
January 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Jan 17, 2018
Property Address
15365 LA PLATA CT, RAMONA, CA 92065-4515
Document Number
0000018246
Map Reference
MAP 7450
Instrument Date
Jan 8, 2018
Instrument
2018-0018246
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
15365 LA PLATA CT, RAMONA, CA 92065-4515
Mortgage
Document Number
0000018247
Date
Jan 17, 2018
Instrument
2018-0018247
Lender
Name
MB FINANCIAL BANK NA
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Feb 1, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 15365 la Plata Ct was $5,678 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Unified School District
Ramona City Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$457,029 (+2%)Land $183,882Building $273,147
2025
$5,678.00Homeowner's exemption
$448,069Land $180,277Building $267,792
2023
$5,291.00 (-2.22%)Homeowner's exemption
$430,673Land $173,278Building $257,395
2022
$5,411.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 15365 la Plata Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
4 in force
Nearby Flood Claims
1 (2014)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Mar 2014 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 15365 la Plata Ct is extreme, ranking above 98.1% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Extreme above 98.1% of the US · above 89% of California
Wildfire Likelihood
3% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source
Purchased surface water from several systems
Last State Inspection
Oct 2022
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025