15267 la Plata Ct, Ramona, CA 92065 Property Records

San Diego County property record for 15267 la Plata Ct, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,260 sqft · built 1985
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on File
Last Sale$590,000 (Sep 2005)
Tax Bill$2,855 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN288-672-41-00

Property Details

APN / Parcel Number

Primary APN288-672-41-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,260 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area23,087 sqft (0.53 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address15267 LA PLATA CT
CityRAMONA
StateCA
Zip92065-4513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 260 TR 008031
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract008031
Legal Block2
Legal Lot Number260
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2001
Census Tract20811

Owner

15267 la Plata Ct is owned and occupied by two individuals who bought it in September 2005.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address15267 LA PLATA CT, RAMONA, CA 92065-4513
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2005 · Amount on File
Deed SaleSep 8, 2005 · Amount on File
Prior SaleJun 26, 1997 · Amount on File
Deed Document Number2005778761
Prior Transfer DateDec 14, 2000
Prior Transfer Doc0000700355
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15267 LA PLATA CT, RAMONA, CA 92065-4513
Document Number0000024640
Instrument DateJan 4, 2019
Transaction TypeMortgage
Record UpdatedJan 29, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address15267 LA PLATA CT RAMONA CA 920654513, RAMONA, CA 92065-4513

Mortgage

Document Number0000024640
DateJan 23, 2019
Instrument24640
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15267 la Plata Ct was $2,855 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$184,597 (+2%) Land $22,114 Building $162,483
2025$2,855.00 Homeowner's exemption$180,979 Land $21,681 Building $159,298
2023$2,584.00 (-5.87%) Homeowner's exemption$173,953 Land $20,840 Building $153,113
2022$2,745.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15267 la Plata Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15267 la Plata Ct is extreme, ranking above 98.1% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 98.1% of the US · above 89% of California
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: San Diego Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on la Plata Ct

Nearby Streets

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