1536 Misty Oaks Dr, Findlay, OH 45840 Property Records

Hancock County property record for 1536 Misty Oaks Dr, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1996
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on File
Last Sale	$174,500 (Sep 2007)
Tax Bill	$2,764 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-201-04-006.000`

Property Details

APN / Parcel Number

Primary APN	`1011-201-04-006.000`
Alternative APN	`580001012180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft
Basement Area	1,122 sqft
Finished Basement	1,122 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	39 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1536 MISTY OAKS DR
City	FINDLAY
State	OH
Zip	45840-6497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTER'S CREEK REPLAT LOT 72
Legal Subdivision	HUNTER'S CREEK REPLAT
Legal Lot Number	72
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4020
Census Tract	700

Owner

1536 Misty Oaks Dr is owned and occupied by an individual who bought it in September 2007.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1536 MISTY OAKS DR, FINDLAY, OH 45840-6497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 3, 2025	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Nov 28, 2016	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Sep 14, 2007	Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2007 · Amount on File
Deed Sale	Sep 14, 2007 · Amount on File
Prior Sale	Oct 20, 2003 · Amount on File
Deed Document Number	200710572
Deed Book / Page	2326 / 502
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1536 MISTY OAKS DR, FINDLAY, OH 45840-6497
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02577/1854
Date	Jan 7, 2021
Book Page	2577/1854
Instrument	202100000199

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1536 MISTY OAKS DR, FINDLAY, OH 45840-6497
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1536 MISTY OAKS DR, FINDLAY, OH 45840-6497

Mortgage

Document Number	002617/246
Date	Mar 3, 2025
Book Page	2617/246
Instrument	202500001246

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Amount	Amount on Record
Term	359 Months
Due	Feb 24, 2055

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1536 MISTY OAKS DR, FINDLAY, OH 45840-6497
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02509/2482
Date	Nov 28, 2016
Book Page	2509/2482
Instrument	201600010134

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2031

September 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 14, 2007
Property Address	1536 MISTY OAKS DR, FINDLAY, OH 45840-6497
Document Number	002326/502
Book / Page	2326 / 502
Instrument Date	Aug 25, 2007
Instrument	200700010572
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ABSTRACT TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1536 MISTY OAKS DR, FINDLAY, OH 45840-6497
Investor	Possibly a Property Investor

Mortgage

Document Number	200700010573
Date	Sep 14, 2007
Instrument	200700010573

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	12.7%

Mortgage

Document Number	002326/524
Date	Sep 14, 2007
Book Page	2326/524
Instrument	200700010574

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 7, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1536 Misty Oaks Dr was $2,764 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,764.00	$90,160 Land $15,240 Building $74,920	$257,600 Land $43,550 Building $214,050
2023	$2,718.00 Homeowner's exemption	$76,410 Land $12,920 Building $63,490
2022			$218,310 Land $36,910 Building $181,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1536 Misty Oaks Dr in Zone X, an area of minimal flood risk, though there have been 125 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	125 (1981–2019)
Claims Outside the SFHA	11 of 125
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1536 Misty Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless.

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