1524 Misty Oaks Dr, Findlay, OH 45840 Property Records

Hancock County property record for 1524 Misty Oaks Dr, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,501 sqft · built 1996
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on File
Last Sale	$165,500 (Aug 2009)
Tax Bill	$2,383 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-201-04-009.000`

Property Details

APN / Parcel Number

Primary APN	`1011-201-04-009.000`
Alternative APN	`580001012196`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,501 sqft Living Area
1st Floor Area	1,501 sqft
Basement Area	1,026 sqft
Finished Basement	770 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	79 sqft
Deck Area	144 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1524 MISTY OAKS DR
City	FINDLAY
State	OH
Zip	45840-6497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTER'S CREEK REPLAT LOT 88
Legal Subdivision	HUNTER'S CREEK REPLAT
Legal Lot Number	88
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4020
Census Tract	700

Owner

1524 Misty Oaks Dr is owned and occupied by an individual who bought it in August 2009.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1524 MISTY OAKS DR, FINDLAY, OH 45840-6497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 15, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 2, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2009 · Amount on File
Deed Sale	Aug 21, 2009 · Amount on File
Prior Sale	Jun 23, 2004 · Amount on File
Deed Document Number	20099193
Deed Book / Page	2363 / 2391
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1524 MISTY OAKS DR, FINDLAY, OH 45840-6497
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02535/2123
Date	Apr 2, 2018
Book Page	2535/2123
Instrument	201800002429

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1524 MISTY OAKS DR, FINDLAY, OH 45840-6497
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02563/1312
Date	Nov 15, 2019
Book Page	2563/1312
Instrument	201900010017

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	342 Months
Due	May 1, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1524 MISTY OAKS DR, FINDLAY, OH 45840-6497
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	LOUISVILLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02579/1480
Date	Mar 2, 2021
Book Page	2579/1480
Instrument	202100002430

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	326 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1524 Misty Oaks Dr was $2,383 with exemptions applied.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,383.00	$87,890 Land $15,240 Building $72,650	$251,130 Land $43,550 Building $207,580
2023	$2,323.00 Homeowner's exemption Senior Citizen's exemption	$74,490 Land $12,920 Building $61,570
2022			$212,830 Land $36,910 Building $175,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1524 Misty Oaks Dr in Zone X, an area of minimal flood risk, though there have been 125 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	125 (1981–2019)
Claims Outside the SFHA	11 of 125
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1524 Misty Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless.

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