1534 Circle Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1534 Circle Dr, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,316 sqft · built 1977
Lot Size	0.579 acres (25,206 sqft)
Owner	2 Individual Names on Record
Last Sale	$860,000 (Dec 2025)
Tax Bill	$6,838 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-909-29323990`

Property Details

APN / Parcel Number

Primary APN	`03-909-29323990`
Alternative APNs	`390929323990` `90929323990`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,316 sqft Living Area
1st Floor Area	1,438 sqft
Basement Area	878 sqft
Finished Basement	878 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	25,206 sqft (0.579 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	298 sqft
Deck Area	617 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	90929323990
Street Address	1534 CIRCLE DR
City	ANNAPOLIS
State	MD
Zip	21409-5858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 157 PL 2 WINCHESTER ON SEVERN
Legal Subdivision	WINCHESTER ON SEVERN
Legal Block	1
Legal Lot Number	157
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1029
Census Tract	730800

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1534 CIRCLE DR, ANNAPOLIS, MD 21409-5858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Jan 3, 2007
Deed Book / Page	41912 / 136
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 12, 2025
Property Address	1534 CIRCLE DR, ANNAPOLIS, MD 21409-5858
Document Number	0419120136
Book / Page	41912 / 136
Map Reference	MB 24 FO 32
Instrument Date	Dec 2, 2025
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1534 CIRCLE DR, ANNAPOLIS, MD 21409-5858

Mortgage

Document Number	0041912144
Date	Dec 12, 2025
Instrument	41912/144

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,433 (+9.26%)	$687,100 (-) Land $394,300 Building $292,800
2025	$6,838.00 (+22.41%)	$579,767 (+13.33%)	$687,100 (+30.6%) Land $394,300 Building $292,800
2023	$5,586.00	$511,567	$526,100 Land $312,300 Building $213,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1979–2012)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2012 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20