Anne Arundel County property record for 1523 Circle Dr, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,160 sqft · built 1950 |
| Lot Size | 0.686 acres (29,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $780,000 (Oct 2019) |
| Tax Bill | $8,392 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-909-10533600 |
| Primary APN | 03-909-10533600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,160 sqft Living Area |
| Gross Area | 4,904 sqft |
| 1st Floor Area | 1,771 sqft |
| Basement Area | 1,366 sqft |
| Finished Basement | 1,366 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 29,880 sqft (0.686 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 544 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 192 sqft |
| Deck Area | 641 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 90910533600 |
|---|---|
| Street Address | 1523 CIRCLE DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT BTW 139 140 PL 2 WINCHESTER ON THE SEVERN |
| Legal Subdivision | WINCHESTER ON THE SEVERN |
| Legal Block | 1 |
| Legal Lot Number | BTW |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 730800 |
1523 Circle Dr is owned and occupied by two individuals who bought it in October 2019.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1523 CIRCLE DR, ANNAPOLIS, MD 21409-5860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARUNDEL FEDERAL SAVINGS BANK |
| Oct 18, 2019 | Grant Deed, Transfer UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2019 · Amount on File |
| Deed Sale | Oct 22, 2019 · Amount on File |
| Prior Sale | Jan 5, 2012 · Amount on File |
| Deed Book / Page | 33738 / 200 |
| Transfer Doc | 0000009801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1523 CIRCLE DR, ANNAPOLIS, MD 21409-5860 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Title Company | ATG TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0377550087 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 37755/87 |
| Name | ARUNDEL FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | GLEN BURNIE, MD 21061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 18, 2019 |
| Property Address | 1523 CIRCLE DR, ANNAPOLIS, MD 21409-5860 |
| Document Number | 0337380200 |
| Book / Page | 033738 / 000200 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2019 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1523 CIRCLE DR ANNAPOLIS MD 214095860, ANNAPOLIS, MD 21409-5860 |
| Document Number | 337380207 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 033738/000207 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 17, 2049 |
The 2025 property tax bill for 1523 Circle Dr was $8,392 with a homeowner's exemption, up 2.4% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $869,767 (+9.68%) | $946,500 (-) Land $395,400 Building $551,100 | |
| 2025 | $8,392.00 (+2.4%) Homeowner's exemption | $793,033 | $946,500 Land $395,400 Building $551,100 |
| 2024 | $8,195.00 (+9.03%) | ||
| 2023 | $7,516.00 Homeowner's exemption | $697,733 | $716,300 Land $313,400 Building $402,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1523 Circle Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1979–2012) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Jul 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1523 Circle Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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