1533 Fork Creek Rd, Saluda, NC 28773 Property Records

Polk County property record for 1533 Fork Creek Rd, Saluda, NC 28773

Property Summary

Property Type	Other Improved
Details	2 bd · 1 ba · 960 sqft · built 1979
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Mar 2020)
Tax Bill	$809 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P16-36`

Property Details

APN / Parcel Number

Primary APN	`P16-36`
Alternative APN	`32221`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	960 sqft Finished Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	21,344 sqft (0.49 acres)
Porch	Screened Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	32221
Street Address	1533 FORK CREEK RD
City	SALUDA
State	NC
Zip	28773-9683
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	MX
Legal Description	LOT 2, P16 MAP P16
Legal Subdivision	MAP P16
Legal Lot Number	2
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2025
Census Tract	920304

Owner

1533 Fork Creek Rd is owned by two individuals who bought it in March 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 BLACKHAWK TRL, WEST COLUMBIA, SC 29169-3759
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Warranty Deed, Transfer · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC
Feb 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SYNOVUS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020 · Amount on File
Deed Sale	Mar 13, 2020 · Amount on File
Prior Sale	Feb 28, 2019 · Amount on File
Deed Book / Page	447 / 609
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 13, 2020
Property Address	1533 FORK CREEK RD, SALUDA, NC 28773-9683
Document Number	000447/609
Book / Page	447 / 609
Map Reference	PG 850
Instrument Date	Mar 13, 2020
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 LYTTLETON ST, 1111, CAMDEN, SC 29020-3614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 BLACKHAWK TRL, WEST COLUMBIA, SC 29169-3759

Mortgage

Document Number	0000447612
Date	Mar 13, 2020
Instrument	447/612

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 28, 2019
Property Address	1533 FORK CREEK RD, SALUDA, NC 28773-9683
Document Number	00438/2444
Book / Page	438 / 2444
Instrument Date	Feb 27, 2019
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 LYTTLETON ST, CAMDEN, SC 29020-3614

Mortgage

Document Number	00438/2447
Date	Feb 28, 2019
Book Page	438/2447

Lender

Name	SYNOVUS MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1533 Fork Creek Rd was $809, up 1.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$809.00 (+1.25%)	$137,134 (-) Land $22,050 Building $115,084	$137,134 (-) Land $22,050 Building $115,084
2025	$799.00	$137,134 Land $22,050 Building $115,084	$137,134 Land $22,050 Building $115,084
2023	$712.00	$102,557 Land $14,700 Building $87,857
2021			$102,557 Land $14,700 Building $87,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1533 Fork Creek Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1995–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1533 Fork Creek Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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