Polk County property record for 1439 Fork Creek Rd, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,899 sqft · built 1985 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,634 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P16-3 |
| Primary APN | P16-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,899 sqft Finished Area |
| Basement Area | 1,838 sqft |
| Unfinished Basement | 1,838 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 191,664 sqft (4.4 acres) |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 31250 |
|---|---|
| Street Address | 1439 FORK CREEK RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-9682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | FORK CREEK RD, P16 MAP P16 |
| Legal Subdivision | MAP P16 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 920304 |
1439 Fork Creek Rd is owned by an individual who acquired it in March 2014.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 66, SALUDA, NC 28773-0066 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2014 |
| Deed Sale | Mar 2, 2014 |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 379 / 312 |
| Prior Transfer Date | Feb 1, 2010 |
| Prior Transfer Doc | 0379000312 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1439 Fork Creek Rd was $1,634, up 1.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,634.00 (+1.3%) | $276,953 (-) Land $57,200 Building $219,753 | $276,953 (-) Land $57,200 Building $219,753 |
| 2025 | $1,613.00 | $276,953 Land $57,200 Building $219,753 | $276,953 Land $57,200 Building $219,753 |
| 2023 | $1,538.00 | $221,625 Land $37,000 Building $184,625 | |
| 2021 | $221,625 Land $37,000 Building $184,625 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1439 Fork Creek Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1995–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1439 Fork Creek Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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