15328 Torpoint Rd, Winter Garden, FL 34787 Property Records

Orange County property record for 15328 Torpoint Rd, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,403 sqft · built 2002
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Mar 2017)
Tax Bill	$3,429 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-23-27-8230-21-153`

Property Details

APN / Parcel Number

Primary APN	`04-23-27-8230-21-153`
Alternative APNs	`272304823021153` `134097` `134883` `136396`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,403 sqft Living Area
Gross Area	1,981 sqft
1st Floor Area	618 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,400 sqft (0.101 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15328 TORPOINT RD
City	WINTER GARDEN
State	FL
Zip	34787-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	STONE CREEK UNIT 1 44/131 LOT 153 BLK 21
Legal Range	27E
Legal Township	23S
Legal Section	04
Legal Subdivision	STONE CREEK UT 1
Legal Tract	8230
Legal Block	21
Legal Lot Number	153
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3009
Census Tract	17117

Owner

15328 Torpoint Rd is owned and occupied by an individual who bought it in March 2017.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	15328 TORPOINT RD, WINTER GARDEN, FL 34787-4607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · FHA Mortgage HOME PT FIN'L
Mar 28, 2017	Warranty Deed, Transfer · FHA Mortgage STONEGATE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2017 · Amount on File
Deed Sale	Mar 28, 2017 · Amount on File
Prior Sale	Dec 2, 2016 · Amount on File
Deed Document Number	2017163335
Prior Transfer Date	Jan 25, 2016
Prior Transfer Doc	0000074814
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15328 TORPOINT RD, WINTER GARDEN, FL 34787-4607
Document Number	0000128365
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	NTC - KEY W

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15328 TORPOINT RD WINTER GARDEN FL 347874607, WINTER GARDEN, FL 34787-4607

Mortgage

Document Number	0000128365
Date	Feb 28, 2020
Instrument	128365

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 28, 2017
Property Address	15328 TORPOINT RD, WINTER GARDEN, FL 34787-4607
Document Number	0000163335
Map Reference	MB 44 PG 131
Instrument Date	Mar 24, 2017
Instrument	20170163335
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15328 TORPOINT RD, 15328, WINTER GARDEN, FL 34787-4607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15328 TORPOINT RD, WINTER GARDEN, FL 34787-4607

Mortgage

Document Number	0000163336
Date	Mar 28, 2017
Instrument	20170163336

Lender

Name	STONEGATE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15328 Torpoint Rd was $3,429, up 4.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,945 (+2.7%)	$343,270 (-1.08%) Land $110,000 Building $233,270
2025	$3,429.00 (+4.73%) Homeowner's exemption	$226,821	$347,020 Land $110,000 Building $237,020
2024	$3,274.00 (+3.71%)
2023	$3,157.00 (+2.9%) Homeowner's exemption	$214,009 (+3%)	$328,753 (+17.37%) Land $110,000 Building $218,753
2022	$3,068.00 Homeowner's exemption	$207,776	$280,088 Land $95,000 Building $185,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15328 Torpoint Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15328 Torpoint Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Alteva of Warwick, AT&T, CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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