15320 Torpoint Rd, Winter Garden, FL 34787 Property Records

Orange County property record for 15320 Torpoint Rd, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,694 sqft · built 2002
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on Record
Last Sale$318,992 (Dec 2017)
Tax Bill$3,736 (2025)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-23-27-8230-21-151

Property Details

APN / Parcel Number

Primary APN04-23-27-8230-21-151
Alternative APNs
  • 272304823021151
  • 134095
  • 134881
  • 136394

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,694 sqft Living Area
Gross Area2,326 sqft
1st Floor Area797 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,400 sqft (0.101 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address15320 TORPOINT RD
CityWINTER GARDEN
StateFL
Zip34787-4607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSTONE CREEK UNIT 1 44/131 LOT 151 BLK 21
Legal Range27E
Legal Township23S
Legal Section04
Legal SubdivisionSTONE CREEK UT 1
Legal Tract8230
Legal Block21
Legal Lot Number151
Legal Unit1
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group3
Census Block3009
Census Tract17117

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15320 TORPOINT RD, WINTER GARDEN, FL 34787-4607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2017 · Amount on Record
Deed SaleDec 19, 2017 · Amount on Record
Prior SaleJun 21, 2017 · Amount on Record
Deed Document Number2017688423
Prior Transfer DateMar 13, 2013
Prior Transfer Doc0000159490
Record UpdatedJun 8, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 21, 2017
Property Address15320 TORPOINT RD, WINTER GARDEN, FL 34787-4607
Document Number0000343885
Map ReferenceMB 44 PG 131-133
Instrument DateJun 19, 2017
Instrument20170343885
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyCAPE CORAL TITLE INSURANCE A

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,701.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15320 TORPOINT RD, 15320, WINTER GARDEN, FL 34787-4607

Transferred To (Grantee/Buyer)

NameVerified Name
Address15320 TORPOINT RD, WINTER GARDEN, FL 34787-4607

Mortgage

Document Number0000343886
DateJun 21, 2017
Instrument20170343886
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$252,332 (+2.7%)$376,790 (-1.15%) Land $110,000 Building $266,790
2025$3,736.00 (+4.74%) Homeowner's exemption$245,698 (+5.99%)$381,180 (+6.4%) Land $110,000 Building $271,180
2024$3,567.00 (+3.66%)
2023$3,441.00 (+2.9%) Homeowner's exemption$231,819 (+3%)$358,261 (+17.92%) Land $110,000 Building $248,261
2022$3,344.00 Homeowner's exemption$225,067$303,805 Land $95,000 Building $208,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Alteva of Warwick, AT&T, CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Torpoint Rd

Nearby Streets

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