15328 Terry Rd, #AD, Berlin (Allenton), MI 48002 Property Records

St. Clair County property record for 15328 Terry Rd, #AD, Berlin, MI 48002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,418 sqft · built 2005
Lot Size	5.52 acres (240,451 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Nov 2025)
Tax Bill	$7,226 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2023 Mortgage + 5 more
Flood Zone	Zone A (high risk)
APN	`74-09-004-4007-025`

Property Details

APN / Parcel Number

Primary APN	`74-09-004-4007-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,418 sqft Living Area
1st Floor Area	2,418 sqft
Basement Area	2,418 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	240,451 sqft (5.52 acres)
Lot Dimensions	1,088 ft deep x 221 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15328 TERRY RD, AD
City	BERLIN
State	MI
Zip	48002-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG AT SW SEC COR, TH N 0D 28M 33S W 1094.69', TH S 77D 23M 32S E 38.95', TH N 82D 30M 43S E 183.37', TH S 0D 28M 33S E
Legal Range	13E
Legal Township	06N
Legal Section	04
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2090
Census Tract	657200

Owner

15328 Terry Rd, #AD is owned and occupied by two individuals who bought it in November 2025.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13271 31 MILE RD, WASHINGTON, MI 48095-1400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Nov 13, 2025	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jul 31, 2023	Warranty Deed, Transfer SERVICE/ONE TITLE AGENCY INC, SERVICE ONE TITLE AGENCY LLC
Feb 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Sep 20, 2018	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN INVESTMENT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Jul 31, 2023 · Amount on File
Deed Document Number	202521949
Deed Book / Page	5871 / 539
Prior Transfer Date	Feb 20, 2020
Prior Transfer Doc	0005157890
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	15328 TERRY RD # AD, AD, BERLIN, MI 48002-1217
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15328 TERRY RD, BERLIN, MI 48002-1217

Mortgage

Document Number	0000549180
Date	Feb 24, 2022
Book Page	5491/80
Instrument	2022004545

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	15328 TERRY RD # AD, AD, BERLIN, MI 48002-1217
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22006 TROMBLY ST, SAINT CLAIR SHORES, MI 48080-3979

Mortgage

Document Number	0005635252
Date	Jul 10, 2023
Book Page	5635/252
Instrument	2023012022

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	15328 TERRY RD # AD, AD, BERLIN, MI 48002-1217
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15328 TERRY RD, BERLIN, MI 48002-1217

Mortgage

Document Number	0005664848
Date	Oct 23, 2023
Book Page	5664/848
Instrument	2023018838

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Sep 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 13, 2025
Property Address	15328 TERRY RD # AD, AD, BERLIN, MI 48002-1217
Document Number	0005871539
Book / Page	5871 / 539
Instrument Date	Oct 20, 2025
Instrument	2025021949
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$4,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15328 TERRY RD, BERLIN, MI 48002-1217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15328 TERRY RD, BERLIN, MI 48002-1217

Mortgage

Document Number	2025021459
Date	Nov 13, 2025
Instrument	2025021459

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Mortgage

Document Number	0005869250
Date	Nov 7, 2025
Book Page	5869/250
Instrument	2025021459

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 31, 2023
Property Address	15328 TERRY RD, BERLIN, MI 48002-1217
Document Number	0005641842
Book / Page	5641 / 842
Instrument Date	Jun 30, 2023
Instrument	2023013451
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	SERVICE/ONE TITLE AGENCY INC, SERVICE ONE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$4,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15328 TERRY RD, BERLIN, MI 48002-1217

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38054 LAKEVILLE ST, HARRISON TOWNSHIP, MI 48045-2887

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 28, 2020
Property Address	15328 TERRY RD, BERLIN, MI 48002-1217
Document Number	0005157890
Book / Page	5157 / 890
Instrument Date	Feb 20, 2020
Instrument	2020005095
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15328 TERRY RD, BERLIN, MI 48002-1217

Mortgage

Document Number	2020005096
Date	Feb 28, 2020
Instrument	2020005096

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 20, 2018
Property Address	15328 TERRY RD, BERLIN, MI 48002-1217
Document Number	0049900590
Book / Page	4990 / 590
Instrument Date	Sep 10, 2018
Instrument	2018021191
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	MICHIGAN INVESTMENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,838.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53707 ATHERTON ST, NEW BALTIMORE, MI 48047-1006

Mortgage

Document Number	0000000000
Date	Sep 20, 2018
Instrument	2018021192

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15328 Terry Rd, #AD was $7,226 with a homeowner's exemption, up 2.5% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Berlin Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,000 (+6.89%)	$552,000
2025	$7,226.00 (+2.48%) Homeowner's exemption	$258,200
2024	$7,051.00		$516,400
2023		$217,200
2022	$4,927.00		$434,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15328 Terry Rd, #AD in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15328 Terry Rd, #AD has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
Frontier DSL	70 / 3
Verizon Fixed Wireless	25 / 6
Air Advantage Fixed Wireless	10 / 1

May also be available: T-Mobile, Xfinity.

Nearby Properties on Terry Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures