15326 Terry Rd, Berlin (Allenton), MI 48002 Property Records

St. Clair County property record for 15326 Terry Rd, Berlin, MI 48002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,121 sqft · built 2005
Lot Size	5.52 acres (240,451 sqft)
Owner	Individual Name on Record
Last Sale	$337,000 (Nov 2022)
Tax Bill	$5,649 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`74-09-004-4007-050`

Property Details

APN / Parcel Number

Primary APN	`74-09-004-4007-050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,121 sqft Living Area
1st Floor Area	2,121 sqft
Basement Area	2,121 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	240,451 sqft (5.52 acres)
Lot Dimensions	1,108 ft deep x 220 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15326 TERRY RD
City	BERLIN
State	MI
Zip	48002-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG N 88D 8M 23S E 220' FROM SW SEC COR, TH N 0D 28M 33S W 1102.94', TH N 82D 30M 43S E 95.72', TH N 88D 44M 27S E 124.94',
Legal Range	13E
Legal Township	06N
Legal Section	04
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2090
Census Tract	657200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15326 TERRY RD, BERLIN, MI 48002-1217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Nov 14, 2018	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	202225651
Deed Book / Page	5578 / 827
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 16, 2022
Property Address	15326 TERRY RD, BERLIN, MI 48002-1217
Document Number	0005578827
Book / Page	5578 / 827
Instrument Date	Oct 25, 2022
Instrument	2022025651
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,527.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1996 ROME AVE, 1996, WARREN, MI 48091-2137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 RAIL VIEW CT, SHELBY TOWNSHIP, MI 48316-5707

Mortgage

Document Number	0005575122
Date	Nov 1, 2022
Book Page	5575/122
Instrument	2022024715

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Nov 1, 2027
Change Frequency	6 Months
Min Rate At Change	4.4%
Max Rate At Change	5.4%
Index	1-Year T-Bill
Margin	3
Max Rate	9.44%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 14, 2018
Property Address	15326 TERRY RD, BERLIN, MI 48002-1217
Document Number	0005007227
Book / Page	5007 / 227
Instrument Date	Nov 2, 2018
Instrument	2018025236
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,472.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 E WEBSTER ST, FERNDALE, MI 48220-3538

Mortgage

Document Number	2018025237
Date	Nov 14, 2018
Instrument	2018025237

Lender

Name	PLATINUM HOME MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Berlin Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,300 (+6.14%)	$456,600 (+6.14%)
2025	$5,649.00 (+2.49%) Homeowner's exemption	$215,100 (+18.45%)
2024	$5,512.00 (+32.85%)		$430,200 (+18.45%)
2023		$181,600
2022	$4,149.00		$363,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
Frontier DSL	70 / 3
Verizon Fixed Wireless	25 / 6
Air Advantage Fixed Wireless	10 / 1

May also be available: T-Mobile, Xfinity.

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