15327 Belle River Rd, Berlin (Allenton), MI 48002 Property Records

St. Clair County property record for 15327 Belle River Rd, Berlin, MI 48002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 2019
Lot Size	2.47 acres (107,593 sqft)
Owner	Individual Name on File
Last Sale	$38,000 (Jun 2019)
Tax Bill	$4,230 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-09-009-4001-250`

Property Details

APN / Parcel Number

Primary APN	`74-09-009-4001-250`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Lot Area	107,593 sqft (2.47 acres)
Lot Dimensions	278 ft deep x 320 ft wide
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15327 BELLE RIVER RD
City	BERLIN
State	MI
Zip	48002-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG S 89D 5M 14S W 1395.99' & N 16D 40M 34S E 852.60' FROM S 1/4 COR, TH N 16D 40M 34S E 355.13', TH S 83D 37M 9S E 259.67',
Legal Range	13E
Legal Township	06N
Legal Section	09
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2046
Census Tract	657200

Owner

15327 Belle River Rd is owned and occupied by an individual who bought it in June 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	15327 BELLE RIVER RD, BERLIN, MI 48002-1804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Jul 31, 2019	Deed of Trust, Mortgage · Construction Mortgage CHEMICAL BANK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Jun 3, 2019	Warranty Deed, Transfer LIGHTHOUSE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Deed Document Number	201911188
Deed Book / Page	5061 / 982
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	BELLE RIVER RD AT CAPAC RD, ALLENTON, MI 48002
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15327 BELLE RIVER RD, BERLIN, MI 48002-1804

Mortgage

Document Number	0005671751
Date	Nov 20, 2023
Book Page	5671/751
Instrument	2023020399

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	324 Months
Due	Nov 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	BELLE RIVER RD AT CAPAC RD, ALLENTON, MI 48002
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15327 BELLE RIVER RD, BERLIN, MI 48002-1804

Mortgage

Document Number	0000558041
Date	Nov 21, 2022
Book Page	5580/41
Instrument	2022025933

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	324 Months
Due	Nov 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	BELLE RIVER RD AT CAPAC RD, ALLENTON, MI 48002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050800939
Date	Jul 31, 2019
Book Page	5080/939
Instrument	2019015506

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.74%
Index	1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	BELLE RIVER RD AT CAPAC RD, ALLENTON, MI 48002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15327 BELLE RIVER RD, BERLIN, MI 48002-1804

Mortgage

Document Number	0052500379
Date	Oct 5, 2020
Book Page	5250/379
Instrument	2020024243

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 3, 2019
Property Address	BELLE RIVER RD AT CAPAC RD, ALLENTON, MI 48002
Document Number	0050610982
Book / Page	005061 / 000982
Instrument Date	May 23, 2019
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount on Record
Tax	$326.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35324 CONNECTICUT DR STERLING HEIGHTS MI 483104929, STERLING HEIGHTS, MI 48310-4929

Tax Assessment & Valuation

The 2025 property tax bill for 15327 Belle River Rd was $4,230 with a homeowner's exemption, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Berlin Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,800 (+5.74%)	$401,600
2025	$4,230.00 (+2.67%) Homeowner's exemption	$189,900
2024	$4,120.00		$379,800
2023		$159,200
2022	$3,788.00		$318,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15327 Belle River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15327 Belle River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Frontier DSL	115 / 7
AT&T Fixed Wireless	25 / 3
Air Advantage Fixed Wireless	10 / 1

May also be available: Verizon.

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