15324 Bareback Dr, Jacksonville, FL 32234 Property Records

Duval County property record for 15324 Bareback Dr, Jacksonville, FL 32234

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,711 sqft · built 2014
Lot Size	0.213 acres (9,256 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Aug 2020)
Tax Bill	$4,840 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001119-7220`

Property Details

APN / Parcel Number

Primary APN	`001119-7220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,711 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,711 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,256 sqft (0.213 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15324 BAREBACK DR
City	JACKSONVILLE
State	FL
Zip	32234-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	63-139 25-3S-23E .21 WINCHESTER RIDGE PHASE 1A LOT 198
Legal Range	23E
Legal Township	03S
Legal Section	25
Legal Subdivision	WINCHESTER RIDGE PHASE 1A
Legal Lot Number	198
Jurisdiction	DUVAL FL
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3031
Census Tract	17300

Owner

15324 Bareback Dr is owned and occupied by an individual who bought it in August 2020.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15324 BAREBACK DR, JACKSONVILLE, FL 32234-2331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 16, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 14, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 21, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 7, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	Jan 6, 2015 · Amount on File
Deed Document Number	2020170570
Deed Book / Page	19318 / 199
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15324 BAREBACK DR, JACKSONVILLE, FL 32234-2331
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15324 BAREBACK DR, JACKSONVILLE, FL 32234-2331

Mortgage

Document Number	0216272480
Date	Sep 23, 2025
Book Page	21627/2480
Instrument	2025221800

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Aug 1, 2050

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15324 BAREBACK DR, JACKSONVILLE, FL 32234-2331
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15324 BAREBACK DR, JACKSONVILLE, FL 32234-2331

Mortgage

Document Number	0210180440
Date	Apr 16, 2024
Book Page	21018/440
Instrument	2024079164

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Aug 1, 2050

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15324 BAREBACK DR, JACKSONVILLE, FL 32234-2331
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15324 BAREBACK DR, JACKSONVILLE, FL 32234-2331

Mortgage

Document Number	0206111182
Date	Mar 14, 2023
Book Page	20611/1182
Instrument	2023050119

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Aug 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15324 BAREBACK DR, JACKSONVILLE, FL 32234-2331
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15324 BAREBACK DR, JACKSONVILLE, FL 32234-2331

Mortgage

Document Number	0202351139
Date	Apr 21, 2022
Book Page	20235/1139
Instrument	2022101565

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Aug 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 7, 2020
Property Address	15324 BAREBACK DR, JACKSONVILLE, FL 32234-2331
Document Number	0193180199
Book / Page	19318 / 199
Map Reference	MB 63 PG 139-148
Instrument Date	Jul 31, 2020
Instrument	2020170570
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	OSBORNE & SHEFFIELD TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 SHIPMANS PIKE, 207, JACKSONVILLE, NC 28546-9285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15324 BAREBACK DR, JACKSONVILLE, FL 32234-2331

Mortgage

Document Number	0019318201
Date	Aug 7, 2020
Instrument	19318/201

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15324 Bareback Dr was $4,840, up 10.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,459 (-19.08%)	$222,961 (-4.26%) Land $50,000 Building $172,961
2025	$4,840.00 (+10.58%)	$232,893 Land $48,000 Building $184,893	$232,893 Land $48,000 Building $184,893
2024	$4,377.00 (+2.63%)
2023	$4,265.00 (+13.22%)	$241,740 (+12.48%) Land $55,000 Building $186,740	$241,740 (+12.48%) Land $55,000 Building $186,740
2022	$3,767.00	$214,916 Land $45,000 Building $169,916	$214,916 Land $45,000 Building $169,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15324 Bareback Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	10 (1998–2023)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15324 Bareback Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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