15312 Bareback Dr, Jacksonville, FL 32234 Property Records

Duval County property record for 15312 Bareback Dr, Jacksonville, FL 32234

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,740 sqft · built 2015
Lot Size	0.163 acres (7,112 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2021)
Tax Bill	$5,608 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001119-7230`

Property Details

APN / Parcel Number

Primary APN	`001119-7230`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	2,138 sqft
1st Floor Area	1,740 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,112 sqft (0.163 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15312 BAREBACK DR
City	JACKSONVILLE
State	FL
Zip	32234-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	63-139 25-3S-23E .16 WINCHESTER RIDGE PHASE 1A LOT 200
Legal Range	23E
Legal Township	03S
Legal Section	25
Legal Subdivision	WINCHESTER RIDGE PHASE 1A
Legal Lot Number	200
Jurisdiction	DUVAL FL
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3031
Census Tract	17300

Owner

15312 Bareback Dr is owned and occupied by an individual who bought it in November 2021.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15312 BAREBACK DR, JACKSONVILLE, FL 32234-2331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 23, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 12, 2017	Deed of Trust, Mortgage · VA Mortgage R M K FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Mar 26, 2015 · Amount on File
Deed Document Number	2021311163
Deed Book / Page	20026 / 410
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15312 BAREBACK DR, JACKSONVILLE, FL 32234-2331
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15312 BAREBACK DR, JACKSONVILLE, FL 32234-2331

Mortgage

Document Number	0208250392
Date	Sep 28, 2023
Book Page	20825/392
Instrument	2023201617

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 23, 2021
Property Address	15312 BAREBACK DR, JACKSONVILLE, FL 32234-2331
Document Number	0200260410
Book / Page	20026 / 410
Map Reference	MB 63 PG 139-148
Instrument Date	Nov 16, 2021
Instrument	2021311163
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2305 KILLEARN CENTER BLVD # BLVDB33, 2305, TALLAHASSEE, FL 32309-3525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15312 BAREBACK DR, JACKSONVILLE, FL 32234-2331

Mortgage

Document Number	20026411
Date	Nov 23, 2021
Instrument	20026/411

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15312 BAREBACK DR, JACKSONVILLE, FL 32234-2331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0178430165
Date	Jan 12, 2017
Book Page	17843/0165
Instrument	2017009820

Lender

Name	R M K FINANCIAL CORP
Type	Mortgage Company
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.75%
Index	1-Year CMT
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 15312 Bareback Dr was $5,608 with a homeowner's exemption, up 9.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,485 (-0.15%) Land $50,000 Building $176,485	$226,485 (-4.29%) Land $50,000 Building $176,485
2025	$5,608.00 (+9.34%) Homeowner's exemption	$226,827	$236,646 Land $48,000 Building $188,646
2024	$5,129.00 (-1.23%)
2023	$5,193.00 (+12.38%) Homeowner's exemption	$224,840 (+3%)	$245,472 (+12.45%) Land $55,000 Building $190,472
2022	$4,621.00 Homeowner's exemption	$218,292 Land $45,000 Building $173,292	$218,292 Land $45,000 Building $173,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15312 Bareback Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	10 (1998–2023)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15312 Bareback Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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