1532 School St, San Carlos, CA 94070 Property Records

San Mateo County property record for 1532 School St, San Carlos, CA 94070

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,015 sqft · built 1942
Lot Size	0.125 acres (5,464 sqft)
Owner	2 Company Names on Record
Last Sale	$820,000 (Jun 2012)
Tax Bill	$19,774 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`050-161-020`

Property Details

APN / Parcel Number

Primary APN	`050-161-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,015 sqft Living Area
1st Floor Area	1,665 sqft
Family Room	Family Room

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	5,464 sqft (0.125 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1532 SCHOOL ST
City	SAN CARLOS
State	CA
Zip	94070-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 8 BLOCK 3 HOWARD PARK
Legal Subdivision	HOWARD PARK
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2008
Census Tract	609201

Owner

Source: San Mateo County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1532 SCHOOL ST, SAN CARLOS, CA 94070-3840
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2012 · Amount on Record
Deed Sale	Jun 8, 2012 · Amount on Record
Deed Document Number	201280888
Prior Transfer Date	Dec 1, 1997
Prior Transfer Doc	0000163727
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Jul 9, 2026
Property Address	1532 SCHOOL ST, SAN CARLOS, CA 94070-3840
Document Number	0000039106
Instrument Date	Jul 2, 2026
Instrument	202639106
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	1532 SCHOOL ST, SAN CARLOS, CA 94070-3840

Mortgage

Document Number	0000039106,
Date	Jul 9, 2026
Instrument	202639106

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1532 SCHOOL ST, SAN CARLOS, CA 94070-3840
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1532 SCHOOL ST, SAN CARLOS, CA 94070-3840

Mortgage

Document Number	0000083170
Date	May 27, 2021
Instrument	2021-083170

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1532 SCHOOL ST, SAN CARLOS, CA 94070-3840
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1532 SCHOOL ST, SAN CARLOS, CA 94070-3840

Mortgage

Document Number	0000122618
Date	Nov 4, 2020
Instrument	2020-122618

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Carlos City
Elementary School District	San Carlos Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,219,071 (+37.78%) Land $896,816 Building $1,322,255
2025	$19,774.00 (+4.9%) Homeowner's exemption	$1,610,561 (+4.04%) Land $879,232 Building $731,329
2023	$18,851.00 (+2.39%) Homeowner's exemption	$1,548,024 Land $845,092 Building $702,932	$2,157,570
2022	$18,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1983–2023)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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