1520 School St, San Carlos, CA 94070 Property Records

San Mateo County property record for 1520 School St, San Carlos, CA 94070

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,680 sqft · built 1964
Lot Size	0.142 acres (6,197 sqft)
Owner	2 Company Names on Record
Last Sale	$1,750,000 (Jul 2019)
Tax Bill	$23,159 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`050-161-030`

Property Details

APN / Parcel Number

Primary APN	`050-161-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,630 sqft
Family Room	Family Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	6,197 sqft (0.142 acres)
View / Lot	Corner
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1520 SCHOOL ST
City	SAN CARLOS
State	CA
Zip	94070-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 9 BLOCK 3 HOWARD PARK
Legal Subdivision	HOWARD PARK
Legal Block	3
Legal Lot Number	9
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2005
Census Tract	609201

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1520 SCHOOL ST, SAN CARLOS, CA 94070-3840
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Line of Credit STANFORD FCU
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Jul 23, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 27, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	201957377
Prior Transfer Date	Nov 17, 2009
Prior Transfer Doc	0000168796
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1520 SCHOOL ST, SAN CARLOS, CA 94070-3840
Transaction Type	Mortgage
Record Updated	Jan 2, 2023
Title Company	ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 SCHOOL ST, SAN CARLOS, CA 94070-3840

Mortgage

Document Number	0000084562
Date	Dec 8, 2022
Instrument	2022-084562

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1520 SCHOOL ST, SAN CARLOS, CA 94070-3840
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 SCHOOL ST, SAN CARLOS, CA 94070-3840

Mortgage

Document Number	0000161170
Date	Nov 22, 2021
Instrument	2021-161170

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1520 SCHOOL ST, SAN CARLOS, CA 94070-3840
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 SCHOOL ST, SAN CARLOS, CA 94070-3840

Mortgage

Document Number	0000017120
Date	Feb 2, 2021
Instrument	2021-017120

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 23, 2019
Property Address	1520 SCHOOL ST, SAN CARLOS, CA 94070-3840
Document Number	0000057377
Map Reference	MB 18 PG 68&69
Instrument Date	Jul 5, 2019
Instrument	2019-057377
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 SCHOOL ST, SAN CARLOS, CA 94070-3840

Mortgage

Document Number	0000057378
Date	Jul 23, 2019
Instrument	2019-057378

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Mar 27, 2019
Property Address	1520 SCHOOL ST, SAN CARLOS, CA 94070-3840
Document Number	0000021459
Instrument Date	Mar 26, 2019
Instrument	21459
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2619 CAROLINA AVE REDWOOD CITY CA 940613242, REDWOOD CITY, CA 94061-3242

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Carlos City
Elementary School District	San Carlos Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,952,153 (+2%) Land $1,673,277 Building $278,876
2025	$23,159.00 (+4.89%) Homeowner's exemption	$1,913,876 (+4.04%) Land $1,640,468 Building $273,408
2023	$22,079.00 (+2.43%) Homeowner's exemption	$1,839,560 Land $1,576,767 Building $262,793	$1,958,490
2022	$21,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1983–2023)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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