1532 Deer Moss Ct, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1532 Deer Moss Ct, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,704 sqft · built 2003
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Jul 2018)
Tax Bill	$3,526 (2024)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-2S-28-5980-00D00-0190`

Property Details

APN / Parcel Number

Primary APN	`25-2S-28-5980-00D00-0190`
Alternative APN	`S28225598000D000190`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,704 sqft Living Area
Gross Area	3,221 sqft
1st Floor Area	2,704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,324 sqft (0.237 acres)
Lot Dimensions	190 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	76 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1532 DEER MOSS CT
City	GULF BREEZE
State	FL
Zip	32563-9596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODLAWN HEIGHTS LOT 19 BLK D AS DES IN OR 3752 PG 924
Legal Range	28W
Legal Township	2S
Legal Section	25
Legal Subdivision	WOODLAWN HGHTS & 1ST
Legal Block	D
Legal Lot Number	19
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1010
Census Tract	10824

Owner

1532 Deer Moss Ct is owned and occupied by two individuals who bought it in July 2018.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1532 DEER MOSS CT, GULF BREEZE, FL 32563-9596
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY
Jul 31, 2018	Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on File
Deed Sale	Jul 31, 2018 · Amount on File
Prior Sale	Jul 7, 2003 · Amount on File
Deed Document Number	201832482
Deed Book / Page	3752 / 924
Prior Transfer Date	Dec 11, 2015
Prior Transfer Doc	0034881398
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1532 DEER MOSS CT, GULF BREEZE, FL 32563-9596
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039511609
Date	May 18, 2020
Book Page	3951/1609
Instrument	202023344

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 31, 2018
Property Address	1532 DEER MOSS CT, GULF BREEZE, FL 32563-9596
Document Number	0037520924
Book / Page	3752 / 0924
Map Reference	MB H PG6
Instrument Date	Jul 30, 2018
Instrument	201832482
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,233.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1532 DEER MOSS CT, 1532, GULF BREEZE, FL 32563-9596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123A W 8TH ST, FORT DIX, NJ 08640-3903

Mortgage

Document Number	0201832483
Date	Jul 31, 2018
Instrument	201832483

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$313,613 (+2.9%)	$424,957 (+5.36%) Land $85,000 Building $339,957
2024	$3,526.00 (-0.14%) Homeowner's exemption Disabled Person's exemption	$304,775 (+2.71%)	$403,322 (+1.67%) Land $80,000 Building $323,322
2023	$3,531.00 (+2.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$296,738 (+3%)	$396,712 (+2.39%) Land $75,000 Building $321,712
2022	$3,440.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$288,095	$387,462 Land $70,000 Building $317,462

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1532 Deer Moss Ct in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 281 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	295 units insured incl. 14 condo units
Nearby Flood Claims	37 (1995–2020)
Claims Outside the SFHA	8 of 37
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 16 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1532 Deer Moss Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Broadband Fixed Wireless	1,000 / 500
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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