1528 Deer Moss Ct, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1528 Deer Moss Ct, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,383 sqft · built 2003
Lot Size	0.267 acres (11,674 sqft)
Owner	Owner Name on File
Last Sale	$235,900 (May 2004)
Tax Bill	$2,772 (2024)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-2S-28-5980-00D00-0200`

Property Details

APN / Parcel Number

Primary APN	`25-2S-28-5980-00D00-0200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,383 sqft Heated Area
Gross Area	3,186 sqft
1st Floor Area	2,824 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	11,674 sqft (0.267 acres)
Lot Dimensions	1,300 ft deep x 920 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	242 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	252S28598000D000200
Street Address	1528 DEER MOSS CT
City	GULF BREEZE
State	FL
Zip	32563-9596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODLAWN HEIGHTS LOT 20 BLK D AS DES IN OR 2305 PG 309
Legal Range	28W
Legal Township	02S
Legal Section	25
Legal Subdivision	WOODLAWN HGHTS & 1ST
Legal Block	D
Legal Lot Number	20
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1010
Census Tract	10824

Owner

The current owner of 1528 Deer Moss Ct bought it in May 2004.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Owner Name on File
Mailing Address	1528 DEER MOSS CT, GULF BREEZE, FL 32563-9596
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2004 · Amount on File
Deed Sale	May 28, 2004 · Amount on File
Prior Sale	Sep 30, 2003
Deed Document Number	200430574
Deed Book / Page	2305 / 0309
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1528 DEER MOSS CT, GULF BREEZE, FL 32563-9596
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 DEER MOSS CT, GULF BREEZE, FL 32563-9596

Mortgage

Document Number	0041091029
Date	Apr 27, 2021
Book Page	4109/1029
Instrument	202127665

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,772.00 (+4.76%) Homeowner's exemption	$235,567 (+3%)	$374,145 (+1.97%) Land $80,000 Building $294,145
2023	$2,646.00 (+2.76%) Homeowner's exemption	$228,706 (+3%)	$366,906 (+2.48%) Land $75,000 Building $291,906
2022	$2,575.00 Homeowner's exemption	$222,045	$358,021 Land $70,000 Building $288,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1528 Deer Moss Ct in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 281 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	295 units insured incl. 14 condo units
Nearby Flood Claims	37 (1995–2020)
Claims Outside the SFHA	8 of 37
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 16 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1528 Deer Moss Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Broadband Fixed Wireless	1,000 / 500
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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