15314 N Cincinnati St, Spokane, WA 99208 Property Records

Spokane County property record for 15314 N Cincinnati St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,288 sqft · built 1977
Lot Size	0.308 acres (13,431 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2018)
Tax Bill	$3,879 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Nov 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`37321.0241`

Property Details

APN / Parcel Number

Primary APN	`37321.0241`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	3,416 sqft
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,431 sqft (0.308 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Deck Area	Deck Area
Patio Area	312 sqft
Canopy	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15314 N CINCINNATI ST
City	SPOKANE
State	WA
Zip	99208-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	GLENEDEN 2ND ADD L41 B5
Legal Range	43E
Legal Township	27N
Legal Section	32
Legal Subdivision	GLENEDEN 2ND ADD
Legal Block	5
Legal Lot Number	41
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1008
Census Tract	10507

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15314 N CINCINNATI ST, SPOKANE, WA 99208-9708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHER CU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Jun 17, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
May 24, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Aug 24, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	20186737182
Last Transfer Date	May 7, 2019
Transfer Doc	0006808138
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15314 N CINCINNATI ST, SPOKANE, WA 99208-9708
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007116944
Date	Aug 23, 2021
Instrument	7116944

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15314 N CINCINNATI ST, SPOKANE, WA 99208-9708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007001141
Date	Nov 30, 2020
Instrument	7001141

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15314 N CINCINNATI ST, SPOKANE, WA 99208-9708
Document Number	0006884300
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15314 N CINCINNATI ST SPOKANE WA 992089708, SPOKANE, WA 99208-9708

Mortgage

Document Number	0006884300
Date	Jan 21, 2020
Instrument	6884300

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15314 N CINCINNATI ST, SPOKANE, WA 99208-9708
Document Number	0006815786
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15314 N CINCINNATI ST SPOKANE WA 992089708, SPOKANE, WA 99208-9708

Mortgage

Document Number	0006815786
Date	Jun 21, 2019
Instrument	6815786

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

Interest

Rate Type	Adjustable Rate

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	May 24, 2019
Property Address	15314 N CINCINNATI ST, SPOKANE, WA 99208-9708
Document Number	0006808138
Map Reference	VOL 12 PG 20
Instrument Date	May 7, 2019
Instrument	6808138
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15314 N CINCINNATI ST, SPOKANE, WA 99208-9708

Mortgage

Document Number	0006808139
Date	May 24, 2019
Instrument	6808139

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15314 N CINCINNATI ST, SPOKANE, WA 99208-9708
Document Number	0006767203
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5314 N CINCINNATI ST SPOKANE WA 99208, SPOKANE, WA 99208

Mortgage

Document Number	0006767203
Date	Dec 7, 2018
Instrument	6767203

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2048

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 24, 2018
Property Address	15314 N CINCINNATI ST, SPOKANE, WA 99208-9708
Document Number	0006737182
Map Reference	VOL12 PG20
Instrument Date	Aug 23, 2018
Instrument	6737182
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,455.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15314 N CINCINNATI ST, SPOKANE, WA 99208-9708

Mortgage

Document Number	0006737183
Date	Aug 24, 2018
Instrument	6737183

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,879.00 (-1.45%)	$388,000 (+2.08%) Land $110,000 Building $278,000	$388,000 (+2.08%) Land $110,000 Building $278,000
2025	$3,936.00 (+10.75%)
2024		$380,100 (+20.86%) Land $80,000 Building $300,100	$380,100 (+20.86%) Land $80,000 Building $300,100
2023	$3,554.00 (-1.82%)	$314,500 Land $50,000 Building $264,500	$314,500 Land $50,000 Building $264,500
2022	$3,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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