15307 N Cincinnati St, Spokane, WA 99208 Property Records

Spokane County property record for 15307 N Cincinnati St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,924 sqft · built 1976
Lot Size	0.351 acres (15,300 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Feb 2026)
Tax Bill	$5,396 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`37321.0108`

Property Details

APN / Parcel Number

Primary APN	`37321.0108`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,924 sqft Living Area
Gross Area	3,468 sqft
1st Floor Area	1,184 sqft
2nd Floor Area	890 sqft
Basement Area	890 sqft
Finished Basement	850 sqft
Unfinished Basement	40 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2020
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,300 sqft (0.351 acres)
Lot Dimensions	170 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	80 sqft
Patio Area	212 sqft
Shed	1 Shed
Shed Area	196 sqft
Canopy	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15307 N CINCINNATI ST
City	SPOKANE
State	WA
Zip	99208-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	GLENEDEN 2ND ADD L8 B4
Legal Range	43E
Legal Township	27N
Legal Section	32
Legal Subdivision	GLENEDEN 2ND ADD
Legal Block	4
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1007
Census Tract	10507

Owner

15307 N Cincinnati St is owned and occupied by two individuals who bought it in February 2026.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15307 N CINCINNATI ST, SPOKANE, WA 99208-9708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMPLOYEES CU
Feb 11, 2026	Special Warranty Deed, Transfer · VA Mortgage USAA FSB
Nov 3, 2025	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
May 10, 2022	Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Apr 6, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU
Aug 9, 2018	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on File
Deed Sale	Feb 11, 2026 · Amount on File
Prior Sale	Nov 3, 2025 · Amount on File
Deed Document Number	20267469580
Prior Transfer Date	Jul 7, 2000
Prior Transfer Doc	0004506493
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15307 N CINCINNATI ST, SPOKANE, WA 99208-9708
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	UNKNOWN, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007144206
Date	Oct 29, 2021
Instrument	7144206

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 11, 2026
Property Address	15307 N CINCINNATI ST, SPOKANE, WA 99208-9708
Document Number	0007469580
Map Reference	VOL 12 PG 20
Instrument Date	Jan 29, 2026
Instrument	7469580
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 WOODHOLLOW RD STE 1, 1, PARSIPPANY, NJ 07054-2832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15367 N CINCINNATI ST, SPOKANE, WA 99208-8276

Mortgage

Document Number	0007469581
Date	Feb 11, 2026
Instrument	7469581

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 3, 2025
Property Address	15307 N CINCINNATI ST, SPOKANE, WA 99208-9708
Document Number	0007450990
Map Reference	VOL 12 PG 20
Instrument Date	Jul 10, 2025
Instrument	7450990
Transaction Type	Transfer
Record Updated	Nov 14, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$11,696.39
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 10, 2022
Property Address	15307 N CINCINNATI ST, SPOKANE, WA 99208-9708
Document Number	0007206023
Map Reference	VOL 12 PG 20
Instrument Date	May 4, 2022
Instrument	7206023
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,251.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7506 N E ST, SPOKANE, WA 99208-7156

Mortgage

Document Number	0007206024
Date	May 10, 2022
Instrument	7206024

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15307 N CINCINNATI ST, SPOKANE, WA 99208-9708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006895325
Date	Feb 25, 2020
Instrument	6895325

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15307 N CINCINNATI ST, SPOKANE, WA 99208-9708
Document Number	0006909781
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15307 N CINCINNATI ST SPOKANE WA 992089708, SPOKANE, WA 99208-9708

Mortgage

Document Number	0006909781
Date	Apr 10, 2020
Instrument	6909781

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15307 N CINCINNATI ST, SPOKANE, WA 99208-9708
Document Number	0006733859
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15307 N CINCINNATI ST SPOKANE WA 992089708, SPOKANE, WA 99208-9708

Mortgage

Document Number	0006733859
Date	Aug 14, 2018
Instrument	6733859

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 15307 N Cincinnati St was $5,396, down 2.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,396.00 (-2.72%)	$508,500 (-10.21%) Land $110,000 Building $398,500	$508,500 (-10.21%) Land $110,000 Building $398,500
2025	$5,547.00 (+6.28%)	$566,300 (+12.43%) Land $90,000 Building $476,300	$566,300 (+12.43%) Land $90,000 Building $476,300
2024	$5,219.00 (+11.37%)	$503,700 (+19.42%) Land $80,000 Building $423,700	$503,700 (+19.42%) Land $80,000 Building $423,700
2023	$4,686.00 (-3%)	$421,800 Land $50,000 Building $371,800	$421,800 Land $50,000 Building $371,800
2022	$4,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15307 N Cincinnati St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15307 N Cincinnati St is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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